• Business Debit Card

    Quick and easy access to your funds to help you run your business more efficiently.

    Our Business Debit Card gives you a simple and cost-effective way to settle your day-to-day expenses and is free from annual fees.

  • Key Features

    • No annual fee.
    • Free cash withdrawals from any Bank of Scotland, Lloyds Bank or Halifax cash machine.
    • Save money when you make payments with your card instead of writing cheques*.
    • Use it around the world wherever you see the Visa sign**.
    • Get cash out and check your balance on-the-go at any ATM displaying the LINK sign1.
    • Enables fast depositing in branch.
  • Features and benefits
  • Rates and charges
  • Fast depositing
  • How to apply

Features and benefits

    • A simple way to pay for goods and services without writing company cheques.
    • Chip and PIN technology for a secure way to pay.
    • Funds are debited directly from your business account.
    • Retailer details appear on your statement, for easy account reconciliation.
    • Accepted in millions of outlets worldwide, wherever the Visa sign is displayed.
    • Free cash withdrawals from any Bank of Scotland, Lloyds Bank or Halifax cash machine.
    • Eligibility criteria applies.

Rates and charges

Fast depositing

  • A key feature of our Business Debit Card is the ability to deposit funds quickly in branch:

    • Use the card to enable faster deposit transactions at all branches
    • Speed up depositing in branch even more with Immediate Deposit Self Service Machines (where available)
    • Immediate Deposite Self Service Machines allow you to deposit up to 5 cheques or 50 notes in one quick transaction. You will immediately receive a picture receipt and clearing date to give you peace of mind.

How to apply

  • To apply for a Bank of Scotland Business Debit Card you'll need to have a Business Current Account with us.

    Applications are subject to further eligibility checks. If these eligibility requirements are not met then you will be issued with a Business Cashpoint® Card in place of a Business Debit Card.

    You can expect to receive your Business Debit Card within ten days of our receipt of your application.

    Existing customers

    By phone

    Call us on 0345 300 0268

    If your account is set-up to allow any Account Signatory to sign we will be able to process your request over the phone, subject to eligibility.


    Alternatively, you can complete our application form to apply for a Business Debit Card. Once completed, print the form, collect the required signatures and post it to: Bank of Scotland, Business Banking, PO Box 1984, Andover, SP10 9GZ.

    Download now

    Troubleshooting: If you are having trouble viewing the form we advise that you download the form first by right clicking the link and selecting the save option before opening it.

    New customers

    If you’d like to bank online with us please call 0345 606 0286

  • Buying goods with a Business Debit Card instead of writing a cheque can save you 65p on each transaction, applies to customers on the Business Current Account only.

    ** Charges may apply

    1 All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction. Cashpoint® is a registered trademark of Lloyds Bank plc.

  • Apply

    Pencil  dark blue

    Existing Business Current Account holders please complete the attached form and return to:

    Bank of Scotland,
    Business Banking,
    PO Box 1984,
    SP10 9GZ.

    Download PDF

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    Credit Card

    If your card is lost or stolen, or you think someone might know your PIN, tell us straightaway.

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