Find out more
You are on Business
As a tradesman, your business is personal. Protect it by protecting yourself and the equipment you rely on.
Whether you know what you want or would like some help understanding what protection you need, Bank of Scotland Business Insurance Services, arranged and administered by leading UK insurance broker Arthur J. Gallagher Insurance Brokers Limited, can help.
You should consider Tradesman Insurance if you provide a service that requires you to:
Please note that this is not an exhaustive list
If you are working on site, in a customer’s home or on other premises, this policy protects you, a partner or employee should a customer claim against you for an accident that causes injury or damage and provides compensation to correct your mistakes as well as cover any legal costs.
If a painter and decorator accidentally spills paint over a customer’s carpet whilst working. The tradesman would be liable for the cost of replacing the damaged carpet.
You will also be covered for Public Liability as the core element of insurance in this policy however; there are many other optional covers which can be included to protect your business needs.
protects your employees should they become ill or injure themselves whilst working for you. This is a legal requirement if you have employees
protects your tools (hand help, power tools and equipment) against loss or theft
protects your commercial vehicle (van or fleet) against fire, theft or accidental damage. If you use your car for business use, ensure you tell your insurer otherwise this could invalidate your insurance.This is a legal requirement if you have a vehicle.
protecting the stock you keep on your business premises against loss or theft.
protects the Plant you are hiring against loss, theft or accidental damage including legal defence costs and continuing hire costs.
protects the loss of revenue should you be impacted by an event out of your control which prevents you from trading.
protects you should a customer claim against you for professional negligence and provides compensation to correct your mistakes as well as cover any legal costs.
Speak to Arthur J Gallagher about protecting your business on 0345 377 0001.
For more information or a quote call 0345 377 0001
Call 0345 377 0001 (Mon-Fri, 9am-5pm) to get advice from an experienced adviser. You'll have the option to buy your insurance over the phone and get instant cover.
Complete our online form if you’d like
us to call you back at a suitable time to discuss
Request a call back
This insurance product is subject to individual terms and conditions and some exclusions apply. Please ask for a copy of the terms and conditions for full details.
Bank of Scotland Business Insurance Services are arranged and administered by Arthur J. Gallagher Insurance Brokers Limited which sources products from a panel of insurers. Arthur J. Gallagher Insurance Brokers Limited, registered office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. Authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311786). The Bank of Scotland brand and logo are used under licence.
Calls may be monitored or recorded in case we need to check we have carried out your instructions correctly and to help improve our quality of service.
Please note that any data sent via e-mail is not secure and could be read by others.
Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.
The Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on the Lloyds Banking Group can be found at lloydsbankinggroup.com.
This site is intended for UK residents unless otherwise stated.
© Bank of Scotland plc 2015. All rights reserved
Find your way
Products and services
Banking with us
About Bank of Scotland
About this site
If you would like to find out more about our products and services please call us on
0345 606 0286
If you have a business account with us, and would like to talk to a member of our business management team, please call
0345 300 0268
Find us on Linkedin
Keep up to date with the latest from Bank of Scotland business.
Follow us on Twitter
Receive news and product updates.