• Invoice Finance (Factoring and Invoice Discounting)

    When you need help to unlock the money you’ve earned.

    If your cashflow is being restricted by late paying customers then Invoice Finance can help you to unlock the cash tied up in your unpaid invoices. It can release up to 90% of the value of an invoice, usually within 24 hours of it being raised.

    This service is provided by Lloyds Bank Commercial Finance to businesses with an annual turnover of £50,000 or more.

  • Key Features

    • Receive up to 90% of the value of unpaid sales invoices usually within 24 hours.
    • A flexible facility that grows with your invoices.
    • Frees time and money to invest in your business.

    Apply by calling 0800 587 5963

  • Features and benefits
  • How to apply

Features and benefits

  • Invoice Finance is a flexible way to free up working capital for your business.

    • Benefit from a cash boost or the peace of mind of more predictable cashflow.
    • Plan ahead with confidence and increase your bargaining power with suppliers.
    • Receive up to 90% of the value of unpaid invoices within 24 hours.
    • No other business assets are usually required to secure this funding.
    • Sales ledger management assistance available.
    • Access to information on customer ratings and expert help with overseas customers.
    • Normal fees apply

How to apply

  • By phone

    Apply by calling Lloyds Bank Commercial Finance on 0800 587 5963.

    Please view our finance application checklist before you apply.

  • Apply

    Van

    By calling Lloyds Bank Commercial Finance on 0800 587 5963

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  • Finance selector

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    A useful tool to help you find out which of our finance options may be right for your business.

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  • Our commitment to Scottish business

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    We're committed to helping Scottish businesses grow and develop by giving them the support they need – our Business Charter will tell you more.

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  • Lloyds Bank Commercial Finance Ltd. Registered office: No.1, Brookhill Way, Banbury OX16 3EL. Registered in England and Wales no.733011.
    Lloyds Bank Commercial Finance Scotland Limited, Registered in Scotland no. 93252. Registered office: 110 St Vincent Street, Glasgow, G2 5ER.
    Lloyds Bank Commercial Finance Limited is authorised and regulated by the Financial Conduct Authority under registration number 724228 for activities relating to certain types of consumer credit which are regulated under the Consumer Credit Act 1974 and by the Financial Services and Markets Act 2000. We are not deposit takers and are not regulated by the Prudential Regulation Authority.