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Our residential Buy to Let Mortgage could help you finance your first buy to let project or extend your existing property portfolio to grow your capital and rental income. We have both fixed and base rate linked mortgages available for amounts over £25,000.
Tell us about your plans and we will then agree the interest rate with you. An arrangement fee, security and valuation charges will apply.
For interest-only mortgages, the actual amount borrowed doesn't reduce during the life of the mortgage so you will need to repay the full capital amount at the end of the mortgage term.
If you choose a fixed rate mortgage and redeem it before the end of the agreed term there will be a fee.
All loans are subject to status and we will need your permission to carry out a credit check on you and your business. You should not apply for an amount that you cannot comfortably afford to repay.
We will require a first legal charge over the property as security. This means if you are remortgaging an existing property, any loan secured on it must normally be repaid before completion.
Call 0345 606 0286
Please view our finance application checklist before you apply.
*There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.
**A break cost may be applied on fixed rate loans, on any early or partial/full repayment of the loan. This could be substantial depending on the interest rate at the time.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Existing customers0345 300 0268
New customers0345 606 0286
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Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.
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