• As a Business Account customer of Bank of Scotland, Business Cards can be used to conveniently make payments and effectively manage your cash flow.

    Business Cards increase security and control of your payments compared to traditional methods such as cheques. You can issue them to multiple employees and they can be used globally, wherever you see the Mastercard or Visa sign*.

  • Debit Card
  • Credit Card
  • Charge Card
  • Keycard

Debit Card

  • Business debit card

    Our Debit Card provides a cost effective and simple way to take care of your business payments:

    • Funds are debited from your Business Account
    • Add up to four cardholders
    • Saves money on cash/cheque transaction fees**
    • No annual fee.

    Find out more

Credit Card

  • Business credit card

    Our Business Credit Card provides a simple way to manage your business expenses with flexible repayment options

    • Detailed monthly statements
    • Up to 45 days' interest free credit
    • Up to 20 cardholders
    • Set individual spending limits for each card issued
    • Great offers and discounts available from Mastercard
    • No Sterling transaction fees
    • Withdrawal limit of up to £500 daily
    • Annual fee £32 per card

    Find out more

Charge Card

  • Business charge card

    Our Charge Card can help ease your cash flow and allows you to better manage business funds:

    • Balances cleared in full each month by direct debit from your Business Current Account
    • Up to 45 days’ interest free credit
    • Detailed monthly statements
    • No limit on the number of cards available per account
    • No Sterling transaction fees†

    Find out more


  • Business Keycard

    Our Keycard gives you direct access to your Business Current Account from 1.9 million cash machines worldwide:

    • Use it to check your account balance
    • Take out up to £500 a day
    • Enables fast depositing in branch
    • No annual fee.

    Find out more

  • Bank of Scotland Secure


    When using our cards, you’ll benefit from the free protection of Bank of Scotland Secure

    Find out more

    Receiving payments

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    We can help you receive payments conveniently using our card acceptance service, provided by Cardnet®.

    Find out more

    How a Business Card can work for you

    Credit Card

    Find out the benefits of using a Business Card over other payment methods.

    Find out more

  • Mastercard rewards

    Take advantage of great offers and discounts from Mastercard when using our Credit or Charge Card.

    Find out more

    Making sure you get a fair deal

    We want to find a product that’s right for your circumstances, which is why we adhere to the Standards of Lending Practice, which are monitored and enforced by the Lending Standards Board.

    To find out more you can read the statement of responsibilities, which details what’s expected of us, the lender, and you, the borrower.

    Download the statement of responsibilities

  • All lending is subject to status.

    *Merchant charges may apply.
    ** Free Debit Card transactions on our Electronic Business tariff and a 40p charge on our Business Extra tariff.
    †There is a fee charged for converting a non-Sterling (foreign currency) transaction.

    Cardnet® is a registered trademark of Lloyds Bank plc.