• Switch to us

    A hassle-free switch with our dedicated switching team.

  • Features and benefits

    • Manage your account online, over the phone or through our extensive branch network.
    • Work with a dedicated relationship manager, on hand to support your business.
    • Choose between two switching methods – the Current Account Switch Service or the Transfer of Payment Arrangement Service.

    We’re committed to helping British businesses achieve their potential. That’s why we make it easy for you to join us and get the tailored support you need. Switching to us takes just seven working days.

  • Current Account Switch Service
  • Transfer of Payment Arrangement Service
  • Banking made easier
  • Is your business eligible?
  • Important information
  • How to apply

Current Account Switch Service

  • We will:

    • arrange for your old bank to close your previous account and transfer any credit balance to your new Bank of Scotland account
    • transfer all incoming and outgoing payments within the seven working day guarantee
    • redirect all payments to and from your old account to your new account for at least three years
    • refund you for any interest or charges incurred on your old or new account as a result of an unlikely delay caused by us1.

Transfer of Payment Arrangement Service

  • You can:

    • specify the payments you would like us to transfer
    • ask us to transfer any outstanding credit and/or debit balance from your old account
    • You won’t need to change your account even when your business grows or your needs change.

Banking made easier

  • We can offer you:

    • support from a relationship manager
    • an internet banking service, giving you account information seven days a week
    • mobile updates on your account balance through our text alerts service
    • phone banking so you can speak to a business advisor
    • cheque books, direct debits, standing orders, regular statements.
    • choose whether or not you’d like us to arrange for your old bank to close your previous account.

Is your business eligible?

  • To apply for a Business Current Account you should:

    • require the account for business use
    • be a sole trader, partner or director
    • be aged 18 or over.

How to apply

  • Apply now on the phone

    0345 300 1319

    Call us to talk to one of our Commercial Onboarding colleagues. We are available from 9am to 5pm Monday to Friday.

  • 1 This doesn’t cover charges or interest resulting from required tasks you or your old bank do not complete.

  • Apply

    Mouse_Negative dark blue

    To apply please call 0345 300 1319.

    More information

  • Business mentoring


    Could your business benefit from the support of a business mentor? MentorSME, a free online service, enables you to find local independent mentoring organisations.

    Find out more

  • Business Resource Centre

    Light bulb

    Let us support you. Access our range of online business tools and resources.

    Find out more

  • Business Tool Box

    Spanner green

    Try financial and digital business tools for 30 days with no obligation, including business planning and accountancy software.

    Find out more

  • Financial Services Compensation Scheme


    Find out more