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You are on Business
As a tradesman, your business is personal. Protect it by protecting yourself and the equipment you rely on.
Whether you know what you want or would like some help understanding what protection you need, Bank of Scotland Business Insurance Services, arranged and administered by leading UK insurance broker Arthur J. Gallagher Insurance Brokers Limited, can help.
You should consider Tradesman Insurance if you provide a service that requires you to:
For more information or a quote call 01384 862 660
Please note that this is not an exhaustive list
If you are working on site, in a customer’s home or on other premises, this policy protects you, a partner or employee should a customer claim against you for an accident that causes injury or damage and provides compensation to correct your mistakes as well as cover any legal costs.
If a painter and decorator accidentally spills paint over a customer’s carpet whilst working. The tradesman would be liable for the cost of replacing the damaged carpet.
You will also be covered for Public Liability as the core element of insurance in this policy however; there are many other optional covers which can be included to protect your business needs.
protects your employees should they become ill or injure themselves whilst working for you. This is a legal requirement if you have employees
protects your tools (hand help, power tools and equipment) against loss or theft
protects your commercial vehicle (van or fleet) against fire, theft or accidental damage. If you use your car for business use, ensure you tell your insurer otherwise this could invalidate your insurance.This is a legal requirement if you have a vehicle.
protecting the stock you keep on your business premises against loss or theft.
protects the Plant you are hiring against loss, theft or accidental damage including legal defence costs and continuing hire costs.
rotects the loss of revenue should you be impacted by an event out of your control which prevents you from trading.
protects you should a customer claim against you for professional negligence and provides compensation to correct your mistakes as well as cover any legal costs.
Speak to Arthur J Gallagher about protecting your business on 01384 862 660.
Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.
Bank of Scotland is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Bank of Scotland Business Insurance Services and source products from a panel of insurers. Bank of Scotland plc, registered office The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628.
For more information or a quote call
01384 862 660
(Open 9am–5pm Monday to Friday)
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Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.
The Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on the Lloyds Banking Group can be found at lloydsbankinggroup.com.
This site is intended for UK residents unless otherwise stated.
© Bank of Scotland plc 2015. All rights reserved
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