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As your business grows, it can benefit from tailored lending and guidance. We will support your business throughout the application process. We also follow lending codes and principles to ensure you’re treated fairly.
The Lending Code applies to micro-enterprises (businesses with a turnover of no more than €2million a year and with fewer than 10 employees). Click here for a guide to the Lending Code or here to download the full Lending Code.
If your business is larger than a micro-enterprise, we follow the Lending Principles, which are a further set of standards that you can expect from us.
Your business can:
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
Existing customers0345 300 0268
New customers0345 606 0286
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We're committed to helping Scottish businesses grow and develop by giving them the support they need – our Business Charter will tell you more.
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Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.
The Lloyds Banking Group includes companies using brands including Lloyds Bank, Halifax and Bank of Scotland and their associated companies. More information on the Lloyds Banking Group can be found at lloydsbankinggroup.com.
This site is intended for UK residents unless otherwise stated.
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0345 606 0286
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0345 300 0268
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