Guaranteed same day payments to UK accounts.

    CHAPS is an electronic bank-to-bank payment system that guarantees same business day payments to UK accounts, provided the request or instruction is received before 4.25pm (in branch) or 5.25pm (via online).

  • Key Features

    • Fast and guaranteed payments.
    • No upper or lower limit for payments.
    • Funds cleared on the day they’re received.
  • Features and benefits
  • How to apply

Features and benefits

    • Fast, reliable and secure.
    • Guaranteed same business day payment of cleared funds in the UK.
    • Funds clear on day of receipt and can be drawn against immediately.
    • Payments are unconditional and cannot be recalled once made.
    • No upper or lower payment limit.
    • Simple to arrange and set up.
    • Arrange online or in branch
    • CHAPS payments cost £30 each if sent manually or £12 if made via Corporate Online.

How to apply

  • Existing customers
    You can apply by speaking to a member of staff at your local branch.

    Alternatively, apply online through Corporate Online.

    New customers
    If you'd like to bank with us, please call 0345 606 0286.

  • Internet Banking


    Manage your accounts when and where it suits you.

    Find out more