• Base Rate Loan Repayment Calculator

    If you have a base rate loan or mortgage, the interest rate we apply will always move in line with the changes to the Bank of England Bank Rate.

    If your interest rate is fixed, any change to the Bank Rate will not affect the interest rate during the fixed period. However the interest rate you move to after the fixed period ends may be variable and therefore could change in response to changes in the Bank Rate.

    The interest rate on a Base Rate Loan will fluctuate in line with changes to the Bank of England Bank Rate – the rate of interest may increase or decrease over the committed term of the loan and this will affect the total repayment amount.

    The current Bank of England Bank Rate is 0.50% (effective from 2 November 2017).

    Use our Rate change calculator to work out how a change in Bank Rate could affect your loan or mortgage repayments.

  • If you believe your business may be heading into financial difficulties, or you are struggling to meet your financial commitments, please don’t ignore the problem – talk to your relationship manager.

    For further details of the standard interest rates applicable to our products please visit:
    Business accounts
    Lending (£0 - £1m turnover)
    Lending (£1 - £25m turnover)

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    0345 300 0268

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    0345 300 1319

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  • Our commitment to Scottish business


    We're committed to helping Scottish businesses grow and develop by giving them the support they need – our Business Charter will tell you more.

    Find out more

  • Open a business account

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    To open a new business account or switch to us please call on 0345 3001319.