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We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors - including most individuals and small businesses - are covered by the scheme.
In respect of deposits, an eligible depositor is entitled to claim up to £85,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £85,000 each (making a total of £170,000). The £85,000 limit relates to the combined amount in all the eligible depositor's accounts with the bank including their share of any joint account, and not to each separate account.
further information about the compensation provided by the FSCS (including the
amounts covered and eligibility to claim) please contact your firm
representative, ask at your local branch, refer to the FSCS website www.FSCS.org.uk or call the FSCS on
020 7741 4100 or 0800 678 1100. Please note only compensation related
queries should be directed to the FSCS.
Deposits with us are held with either Lloyds Bank plc. Eligible depositors have a separate limit of £85,000 for accounts in each bank.
Accounts with Lloyds Bank plc include accounts with the following: C & G Savings, Lloyds Bank, Lloyds Bank Agriculture, Lloyds Bank Commercial Banking, Lloyds Bank Private Banking and Worldwide Service. An eligible depositor’s £85,000 limit relates to the combined amount in all accounts with Lloyds Bank plc. This limit is applied to the total of any deposits you have with the following: C & G Savings, Lloyds Bank, Lloyds Bank Agriculture, Lloyds Bank Commercial Banking, Lloyds Bank Private Banking and Worldwide Service.
If you are unsure which bank your account is held with please check your account literature or ask at your local branch.
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Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1
1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated
by the Financial Conduct Authority and the Prudential Regulation Authority.
Authorisation can be checked on the Financial Services Register at www.fca.org.uk under the Firm Registration
We subscribe to The Lending Code; copies of the Code can be
obtained from www.lendingstandardsboard.org.uk
Bank of Scotland plc is covered by the Financial Services
Compensation Scheme and the Financial Ombudsman Service. (Please note that due
to the schemes' eligibility criteria not all Bank of Scotland business
customers will be covered by these schemes.)
The Lloyds Banking Group includes companies using brands
including Lloyds Bank, Halifax and Bank of Scotland and their associated
companies. More information on the Lloyds Banking Group can be found at
This site is intended for UK residents unless otherwise stated.
© Bank of Scotland plc 2015. All rights reserved.
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Andrew Willett (interim)FI Capital & Asset Backed Solutions
Farouk RamzanHead of Capital Markets Origination
Simon AlloccaHead of Loan Markets
Ian BrownHead of Acquisition Finance
Andrew WillettHead of Risk Management Solutions and Strategic Client Solutions
Guillaume FleutiHead of Infrastructure & Energy
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