Due to the challenging times we’re all experiencing, we’re dealing with a much higher number of calls from customers than normal. So that our colleagues can help customers most in need, some Telephone Banking services are temporarily unavailable. Find out more.

Coronavirus (COVID-19) – Supporting your business

We're ready to support our UK small business customers with additional financial support if they're impacted by coronavirus.

Find out more

New business accounts

Get your business off to the best possible start with our simple current account.

18 months’ free day-to-day business banking¥ for new businesses.

Simple pricing and free electronic payments.

Dedicated support from our UK-based business management team.

Find out moreabout Business accounts.

Switch to us

We'll take the hassle out of moving your business bank account.

Simple pricing and free electronic payments, 6 months’ free day-to-day business banking¥ when you switch and a guaranteed switch in 7 working days, from when your account is opened using the Current Account Switch Service (CASS).

Find out moreabout switching your bank account to us.
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An entrepreneur guide

Find information and inspiration from a variety of experts.

Download for freeour expert guide
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Make your money work harder

Discover your potential interest returns

Find Out Moreabout our product selector tool
Access the International Trade Portal online  - such as on an ipad as seen in this image

International Trade Portal

A powerful insight platform, with practical support that helps you trade internationally with your chosen market.

Show me howto access the portal.
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Enhanced online security

Soon we’re introducing new ways to log in to give you an extra layer of security in Business Internet Banking.

Get preparedabout our business mobile app.

Compare our Business Banking products and services

See how our products and support services are rated by UK businesses in an independent survey:
Business Banking Insight

Review alternative sources of business finance:

FundingXchange

Funding Options

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

Business Banking Resolution Service

A new dispute resolution service for UK businesses.

  • Register your interest in using the new dispute resolution service for UK businesses.

    A new, independent dispute resolution service is being established for eligible small and medium sized UK businesses that have unresolved complaints with participating banks.

    The new organisation is called the BBRS and will be guided by its commitment “to do what is right, fair and reasonable at all times”.

    Bank of Scotland is one of the participating banks which have committed to support the BBRS.

    If you are interested in finding out more information or in registering your interest in using the new service, please visit the BBRS website.

find out more about FSCS

Due to FSCS eligibility criteria not all business customers will be covered.

*Applicable for existing customers of 6 months or more: instant online decisions available on overdrafts and loans up to £10k,  and instant decisions available on overdrafts, loans and cards up to £25k through telephone banking.

¥Free day-to-day business banking includes electronic payments, cheques, cash, deposits and withdrawals. All we ask is that you operate your account in credit or within agreed limits. Free electronic payments include Direct Debits, Standing Orders, Debit Card Transactions, Bank of Scotland/Other Bank ATM Withdrawals, Internet/PhoneBank Debits/Credits, Faster Payment Debits/Credits, Internet Bulk Payments and Automated Credits.