Payment services

As you grow your business overseas, being able to make and receive payments quickly and efficiently across borders and time zones is essential.

Our payment services will help you manage and control your cash effectively and securely.

International payments

We make paying and receiving foreign currencies easy and efficient:

  • Send international payments to over 100 countries using Internet Banking
  • Fund cash flow requirements in advance of payment due dates to enable you to budget accurately
  • Access online records of incoming and outgoing payments

SEPA direct debits

Use direct debits to pay suppliers in the Single European Payment Area (SEPA):

  • Pay Euros quickly, easily and securely
  • Debit Sterling or foreign currency accounts
  • Efficiently deal with suppliers located throughout Europe’s SEPA countries

Guide to international payments

Do you know your BIC from your IBAN? This simple guide can help you making your international payments.


Sign-up to our Trade Portal

Get a 90 day trial or register for free permanent access as a Bank of Scotland customer.

International Business

Trading internationally can bring new benefits to your business. We’ll guide you through the next steps.