Education, community and government

We’re a leading provider of banking services in the education, community and government sectors. We build relationships with strong foundations, ones that are built to last.

We’ll provide the support you need. Whether you’re in education, government, a local authority, an NHS Trust, a charity or another public or professional body, our locally-based relationship directors will look after you, supported by our sector specialist teams.

We offer a range of commercial banking, cash management and risk management services and products. These are geared to your organisation’s requirements, to help you achieve your business ambitions.

ECG Recognition

Bank of Scotland is reinforcing its commitment to the Education, Community and Government sectors.

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Lex Autolease

Lex Autolease is the UK’s leading vehicle leasing specialist, offering support to every size and shape of business from sole traders to large nationwide companies.

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Our people

Gordon Rate
Gordon Rate Head of Scotland – SME & Corporate Financial Markets

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Nick Laird
Nick Laird Regional Managing Director, Commercial Banking, Bank of Scotland

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Jane Clark-Hutchinson
Jane Clark-Hutchinson Regional Director, Mid Markets, Commercial Banking

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Tony Oakley
Tony Oakley Head of Social Housing, Mid Markets, Commercial Banking, Bank of Scotland

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Stuart White
Stuart White Regional Director, North of Scotland, Commercial Banking, Bank of Scotland

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Colin Walls
Colin Walls Head of Trading and Working Capital, Commercial Banking, Bank of Scotland

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Fraser Sime
Fraser Sime Director, SME Banking, Bank of Scotland

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Gillian Henderson
Gillian Henderson Commercial Director, Commercial Banking, Bank of Scotland

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Pete Flockhart
Pete Flockhart Regional Relationship Director, Commercial Banking

Read more about Pete Flockhart.

Specialist teams

Economics and insight

Read our latest in-depth analysis and topical articles.

Products terms & conditions

Ensure you're up to date with our products and services' latest small print.

Contact us

For more information, contact your local relationship director or use our online directory.