Invoice Finance and Asset Based Lending

When you need help to unlock the money you’ve earned.

If your cashflow is being restricted by late paying customers then Invoice Finance can help you to unlock the cash tied up in your unpaid invoices. It can release up to 90% of the value of an invoice, usually within 24 hours of it being raised.

Invoice Finance products are provided by Lloyds Bank and are available to clients that trade business-to-business and on credit terms.

Product availability is based on turnover:

  • Factoring > £50,000
  • Invoice Discounting > £250,000
  • Asset Based Lending > £10 million.

Key Features

  • Receive up to 90% of the value of unpaid sales invoices usually within 24 hours.
  • A flexible facility that grows with your invoices.
  • Frees time and money to invest in your business.

Apply by calling 0800 169 4356

  • Invoice Finance is a flexible way to free up working capital for your business.

    • Benefit from a cash boost or the peace of mind of more predictable cashflow.
    • Plan ahead with confidence and increase your bargaining power with suppliers.
    • Receive up to 90% of the value of unpaid invoices within 24 hours.
    • No other business assets are usually required to secure this funding.
    • Sales ledger management assistance available.
    • Access to information on customer ratings and expert help with overseas customers.
  • By phone

    Apply by calling Lloyds Bank on 0800 169 4356

Finance selector

A useful tool to help you find out which of our finance options may be right for your business.

Launch selectorto help you find which finance option may be right for your business

Our commitment to Scottish business

We're committed to helping Scottish businesses grow and develop by giving them the support they need – our Business Charter will tell you more.