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If a key individual is suddenly unavailable to work it can cost your business money. By taking out life insurance and/or critical illness cover for key people, you could receive a cash lump sum should they die or be diagnosed with a specified critical illness during the term of the plan.
If your business is a partnership you can face costs if a partner dies. For example, if partners have invested capital, this will usually need to be repaid to their estate. We can arrange a protection plan that could pay the capital that is required in this situation.
These insurance products are subject to individual terms and conditions and some exclusions may apply.
To find out more please talk to one of our specialists or call 0345 300 0268. Lines are open 7am to 8pm Monday to Friday and 9am to 2pm on Saturday, (we’re closed on all UK public holidays).
We have a dedicated team of healthcare specialists based across Scotland.
We're committed to helping Scottish businesses grow and develop by giving them the support they need – our Business Charter will tell you more.
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Bank of Scotland plc Registered Office: The Mound, Edinburgh EH1 1YZ. Registered in Scotland no. SC327000.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Registration Number 169628.
We subscribe to The Lending Code; copies of the Code can be obtained from www.lendingstandardsboard.org.uk
Eligible deposits with us are protected by the Financial Services Compensation Scheme (FSCS). We are covered by the Financial Ombudsman Service (FOS). Please note that due to FSCS and FOS eligibility criteria not all business customers will be covered.
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