Our people

Building and maintaining strong relationships is at the core of Bank of Scotland Commercial Banking. This is critical in today’s fast changing marketplace.

Every business has milestones ahead – the experience of our team can help you meet yours with confidence.

Gillian Henderson
Gillian Henderson Commercial Director, Commercial Banking, Bank of Scotland

Gillian is responsible for the Scotland Regional team in supporting the mid-market and SME teams in delivering client needs, she has personal focus on the Social Housing and Public Sectors across ...

Read more about Gillian Henderson
Jane Clark-Hutchinson
Jane Clark-Hutchinson Regional Director, Mid Markets, Commercial Banking

Jane is currently the Regional Director for the Mid Markets Central Scotland team at Bank of Scotland

Read more about Jane Clark-Hutchinson
Stuart White
Stuart White Regional Director, North of Scotland, Commercial Banking, Bank of Scotland

Stuart joined Bank of Scotland in 1986 and is currently head of the Mid Markets commercial banking business in North of Scotland.

Read more about Stuart White
Pete Flockhart
Pete Flockhart Regional Relationship Director, Commercial Banking

Pete has responsibility for the development of the Bank’s relationships with our largest clients across Scotland as well as leading the strategy for the Housebuilding Sector across the UK.

Read more about Pete Flockhart
Tony Oakley
Tony Oakley Head of Social Housing, Mid Markets, Commercial Banking, Bank of Scotland

Tony joined Lloyds Banking Group in 2002 and is currently Head of the Lloyds Bank and Bank of Scotland Social Housing finance team having national responsibility for over 280 clients and over £12 ...

Read more about Tony Oakley
Gordon Rate
Gordon Rate Head of Scotland – SME & Corporate Financial Markets

Gordon is responsible for leading the Bank’s Financial Markets business in Scotland.

Read more about Gordon Rate
Colin Walls
Colin Walls Head of Trading and Working Capital, Commercial Banking, Bank of Scotland

Read more about Colin Walls
Nick Laird
Nick Laird Regional Managing Director, Commercial Banking, Bank of Scotland

Nick was recently appointed as Regional Managing Director Scotland & North - Commercial Banking, leading Bank of Scotland’s Commercial Banking presence in Scotland and Lloyds Bank’s Commercial ...

Read more about Nick Laird
Fraser Sime
Fraser Sime Director, SME Banking, Bank of Scotland

Fraser has been part of Lloyds Banking Group since 2005 and over the course of his career has held a number of leadership roles.

Read more about Fraser Sime

Contact us

For more information, contact your local relationship director or use our online directory.

Economics and insight

Read our latest in-depth analysis and topical articles.