Notice Accounts

Grow your savings with terms to suit your business needs. Give us notice to withdraw your money.

Apply now

Apply now

You can apply online if you have a Business Current Account with us.

Log in and apply

32-day Notice Account

  • No fixed terms, just give us 32 days’ notice to withdraw your money
  • Deposits starting from £10,000
  • The interest rate is a managed rate set by Bank of Scotland and is subject to change
  • Withdraw money in line with notice period.
Log in and apply

95-day Notice Account

  • No fixed terms, just give us 95 days’ notice to withdraw your money
  • Deposits starting from £10,000
  • The interest rate is a managed rate set by Bank of Scotland and is subject to change
Log in and apply

Keep in mind

  • To apply you need be a sole trader, partner or director and aged 18 or over
  • Need the account for business use only
  • You can manage the 32 day notice account online, by phone and email.
  • You can manage the 95 day notice account by email and phone. 

What you’ll need to open an account

To apply for our savings products, you'll need:

  • Your business contact details
  • To choose the savings account for your needs
  • The amount you want to deposit
  • To choose the term of the account
  • The interest rates shown in the table are variable.

    These interest rates apply to Sterling deposits only with a minimum balance of £10,000 and maximum balance of £5m. Interest is calculated and paid to your account daily (unless otherwise agreed). For deposits over £5m or for more information about interest rates in other major currencies, please call us on 0345 604 5539.

    AER1

    GROSS p.a.2

    Notice period

    AER1

    2.33%

    GROSS p.a.2

    2.30% 

    Notice period

    32 days’ notice required to make withdrawal or close the account

    AER1

    3.52%

    GROSS p.a.2

    3.46%

    Notice period

    95 days’ notice required to make a withdrawal or close the account

    Interest rates stated above are available as at 20/12/2024 and expire on 06/02/2025 but may be subject to change.

    Product is a managed rate set by Bank of Scotland and is subject to change.

    1AER – The AER stands for Annual Equivalent Rate and is the notional rate, which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER, you’ll be able to compare more easily what return you can expect from your savings over time.

    2Gross Rate – Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs.

Savings Strategy Tool

Savings Strategy Tool

Our tool can make your money work harder by matching your cash forecasts against our deposit products, helping you create a savings strategy bespoke to your needs.

Get your savings strategy
FSCS protected

Financial Services Compensation Scheme

Eligible deposits with Bank of Scotland plc are protected up to a total of £85,000. Due to FSCS eligibility criteria not all business customers will be covered.

More about FSCS

Ready to apply?

Log in to Business Internet Banking to apply for a Notice Account.

Log in and apply

Talk to our specialists

Please call 0345 604 5539

We are available 8am to 5pm Monday to Friday, except on UK bank holidays.

Supporting UK Businesses

Supporting UK Businesses

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Read our credentials report (PDF, 165KB)

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