We’re supporting Scottish retail
Whether you’re looking to expand into new markets, take advantage of the latest tech or simply maintain your margin, we’re here to support you. We can help you run and grow your business against a difficult economic backdrop as well as give you certainty in uncertain times.
How we can help you
Helping retailers take payments
In today’s increasingly cashless society, not being able to take card payments even for a short amount of time can hold you back. That’s why we put reliability at the heart of our payment solutions. We also make sure our pricing is transparent, so you know exactly what you’re paying.
Support for retailers
Discover ways in which you can reduce the risk of cyber attacks against your business, ways to reduce your operating costs and tips on recruiting and retaining staff.
Fighting retail fraud with fire
Retailers are a prime target for cyber criminals and fraudsters, but what steps can you take to reduce the risk of attacks and maintain business as usual?
Resilience in retail: four ways to cut costs
With outgoings on the rise for many UK retailers, we explore four ways you can cut operating costs to navigate uncertain times more confidently.
Recruit & retain your dream retail team
Taking on and keeping the most suitable staff for your retail business: six tips that could help you save time and money.
Managing cash flow
Whether you’re waiting to be paid for a big order, or all your bills have come in at once, everyone needs a little buffer occasionally. Our lending solutions will give you the flexibility you need to manage your day-to-day cash flow.
Growing and investing in your business
If you’re thinking about expanding or investing in your business, we can give you the certainty you need to take that plunge.
Let's help you get to the right person
Get in touch with a specialist who can help with your business needs.
Championing diversity in retail
We understand that backing diversity doesn’t just make for a better world, it’s also good business sense. That’s why, we support a wide range of business owners from a variety of backgrounds.
Black-owned businesses
We support Black-owned businesses by giving them the right tools, expertise and finance to help them grow. Through key initiatives we aim to create equal opportunities so Black entrepreneurs can thrive.
Women-owned businesses
Find access to supportive communities, resources, and products to help you manage and grow your business.
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
*Up to 56 days interest-free credit applies to all purchases, but there may be other charges and fees for non-sterling purchases. Fees and interest apply to cash withdrawals.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.