Deposit cheques in the Business Mobile Banking app

Follow our step-by-step guide.

Deposit cheques wherever you are

You can now deposit cheques into your business account using the ā€˜Deposit Chequeā€™ feature on our Business Mobile Banking app. Using the app is:
 

  • Straightforward ā€“ the app takes a photo of the cheque and reads the details
  • Quick and convenient ā€“ deposit cheques from anywhere, the money should be cleared in two working days
  • Secure ā€“ once accepted, the cheque is processed just like paying it in at a branch.

Download our Business Mobile Banking app to use the Deposit Cheque feature.

Visit our Mobile Banking page for more information on the Bank of Scotland Mobile Banking App.

  1. Open the Business Banking Mobile app. Select the three dots on the account tile that you want to pay the cheque into.
  2. Select ā€˜Deposit cheque & view deposit history.ā€™
  3. Enter the exact value of the cheque. You can also add a reference for your own records.
  4. Select ā€˜Front of chequeā€™ to take a photo.
  5. If asked, allow access to your camera to take a photo by selecting ā€˜OKā€™.
  6. Place the cheque on a flat surface with a dark background. Hold the camera level and directly above. When a green border appears, hold your device still and the app will take the photo.
  7. Select ā€˜Back of chequeā€™. Repeat the process on the other side of the cheque ā€“ even if itā€™s blank.
  8. Review the details and if correct select ā€˜Confirmā€™.
  9. Thatā€™s it, youā€™ve deposited your cheque. Select view deposit history to see when the money will be available

Keep in mind:

Once the cheque is accepted, mark the back of the cheque as 'deposited' until its status reads ā€˜Funds availableā€™ in ā€˜Deposit Historyā€™ within the ā€˜Chequesā€™ section of the app. Then destroy the cheque(s) - tearing or shredding are good ways to do this securely.
 

  • There are limits to the amounts on individual cheques and the total value of cheques you can pay in each day - these will be clearly displayed in the app.
  • You can view cheques paid in previously in the ā€˜historyā€™ tab.
  • If a cheque is rejected, please do not try to pay it in on the app again. The reason for rejection will be shown in ā€˜Historyā€™ within the ā€˜Chequesā€™ section of the app.

Frequently asked questions

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