Agriculture expertise
Standing with Scottish agriculture and farmers, through every season.
Whether you’re considering renewable energy technologies, looking to diversify operations, or seeking investment, our local teams are here to provide specialist lending solutions and banking guidance for farmers and the wider agricultural community.
How we can help you
Funding for your farm
Finance for regenerative farming
Refinancing and loans to help farmers adopt regenerative techniques.
- fee-free lending with terms of up to 25 years
- options for an interest-only period of up to 5 years
- available for refinancing existing loans and new lending
- open to all farming sub-sectors
Sustainable finance
Other products to help your farm transition to a sustainable future, including:
- discounted lending to support sustainable investments
- finance for energy-efficient equipment and other green assets
- support for acquiring or refinancing energy-efficient properties.
Financing farm equipment
Invest in new equipment and machinery to keep your farm moving forwards.
Other products and services to help your farm flourish
Build a resilient farm for the future
Supporting a sustainable future for Scottish farming
Scottish farmers are key to achieving net zero by 2045. Explore how agriculture businesses can be both sustainable and profitable despite growing environmental and economic pressures.
Our local experts are nearby to provide support
Talk to your Relationship Manager to find out more or contact us below.
Let's help you get to the right person
Get in touch with a specialist who can help with your business needs.
“Whether you’re looking at renewable energy technology to reduce your carbon footprint, have ambitions to diversify operations into new markets, or need investment to purchase new land or machinery, our team is fully committed to helping agricultural businesses thrive and support them with specialist lending and banking guidance."
Lee Reeves
Head of Agriculture
We work with several leading industry bodies to support agriculture
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business. Eligibility criteria apply.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.