Terms and Conditions
Terms and conditions are provided based on the legal entity which you bank with. If you hold any Bank of Scotland 25m+ products or services please read your applicable terms and conditions.
For the relevant terms and conditions for your products and services below please click on the appropriate link.
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Business Accounts
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For full details of your terms and conditions please view documents below.
- General Terms & Conditions
- Need to Know
- Account Charges & Processing Times
To support customers impacted by coronavirus (COVID-19) we’re postponing some of the changes to our Business Current Account charges which were due to happen on 10 May 2020. Here are the full details of the changes. - International Services tariff
- Joint and Several Liability
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For full details of your terms and conditions please view documents below.
- Islamic Account Terms and conditions
- Shariah-approved banking for your business
- Your Islamic Business Account charges
To support customers impacted by coronavirus (COVID-19) we’re postponing some of the changes to our Business Current Account charges which were due to happen on 10 May 2020. Here are the full details of the changes. - Payment transaction
- International services tariff
- Joint and Several Liability
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For full details of your terms and conditions please view documents below.
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For full details of your terms and conditions please view documents below.
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For full details of your terms and conditions please view documents below.
- Commercial Banking Markets General Terms of Business
- Commercial Banking Markets Deposit Terms and Conditions to be read in conjunction with Commercial Banking Markets General Terms of Business
- Fixed Term Deposit Key Facts Document
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For full details of your terms and conditions please view documents below.
- Commercial Banking Markets General Terms of Business
- Commercial Banking Markets Deposit Terms and Conditions to be read in conjunction with Commercial Banking Markets General Terms of Business
- 32 Day Notice Account Key Facts Document
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These Terms and Conditions and /or Conditions of Use will change with effect from 13 January. You can view the new terms by selecting the appropriate card:
Terms & Conditions are valid up to 12 January 2018
Business Debit Card
Keycard
Business Charge Card – CCA
Business Charge Card - Non CCA
Business Credit Card – CCA
Business Credit Cards - Non CCA
Terms and conditions effective from 13 January 2018
Business Debit & Keycard Card
Business Charge Card – CCA
Business Charge Card - Non CCA
Business Credit Card - CCA
Business Credit Card - Non CCA
Deputyship & Appointeeship Debit Card -
32 Day Notice Account
Business Instant Access Account
Commercial Call Account - No longer available to new or existing customers
Clients' Call Account
Designated Client Account
Fixed Term Deposit
High Volume service agreement -
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*other criteria may apply