Terms and Conditions
Terms and conditions are provided based on the legal entity which you bank with. If you hold any Bank of Scotland 25m+ products or services please read your applicable terms and conditions.
For the relevant terms and conditions for your products and services below please click on the appropriate link.
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Islamic Business Account (existing customers only)
For full details of your terms and conditions please view documents below.
School Account
For full details of your terms and conditions please view documents below.
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Business Banking Instant Access
Business Banking Clients' Call Account
Designated Client
For full details of your terms and conditions please view documents below.
Fixed Term Deposit
For full details of your terms and conditions please view documents below.
- Commercial Banking Markets General Terms of Business (PDF, 110KB)
- Commercial Banking Markets Deposit Terms and Conditions (PDF, 111KB) to be read in conjunction with Commercial Banking Markets General Terms of Business
32 Day Notice Account
For full details of your terms and conditions please view documents below.
- Commercial Banking Markets General Terms of Business (PDF, 110KB)
- Commercial Banking Markets Deposit Terms and Conditions (PDF, 111KB) to be read in conjunction with Commercial Banking Markets General Terms of Business
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These Terms and Conditions and /or Conditions of Use will change with effect from 13 January. You can view the new terms by selecting the appropriate card:
Terms and conditions effective from 13 January 2018
Business Debit & Keycard Card (PDF, 189KB)
Business Charge Card – CCA (PDF, 181KB)
Business Charge Card - Non CCA (PDF, 177KB)
Business Credit Card - CCA (PDF, 196KB)
Business Credit Card - Non CCA (PDF, 173KB)
Deputyship & Appointeeship Debit Card (PDF, 84KB)These Terms and Conditions and Cardholder Conditions of Use will change with effect from 28 April 2021. You can view the new terms by selecting the appropriate card:
Business Credit Card CCA (PDF, 378KB)
Business Credit Card Non-CCA (PDF, 372KB)
Business Charge Card CCA (PDF, 347KB)
Business Charge Card Non-CCA (PDF, 347KB) -
32 Day Notice Account
Business Instant Access Account
Commercial Call Account - No longer available to new or existing customers
Clients' Call Account
Designated Client Account
Fixed Term Deposit
High Volume service agreement (PDF, 45KB) -
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Commercial Foreign Currency Account & Euro Current Account
International MoneyMover
Multibank MoneyMover
Virtual Bank ServiceLloyds Bank Online Trade Services (LOTS)
Online Trade Services allows you to electronically initiate, access and manage your trade services transactions, all via a secure internet connection.
Terms and Conditions (PDF, 127KB)
Trade Finance
Trade Finance General Terms (PDF, 126KB)
Trade Services
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For terms and conditions and information relating to the Bank of Scotland Business finance Assistant, the following brochures apply:
Business Finance Assistant Terms & Conditions (PDF, 135KB)
Business Finance Assistant Information Brochure (PDF, 67KB)
Business Finance Assistant Data Protection Notice (PDF, 66KB)
*other criteria may apply