Bank of Scotland two-person icon

Speak to a relationship manager

To get you to the right person, we need to ask you a few questions.

Click here for an accessible version.

Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

Bank of Scotland two-person icon

I would like to:
 

Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

Bank of Scotland two-person icon
Bank of Scotland two-person icon

Contact Fraser Sime

Regional Director, Scotland

Email Fraser

Bank of Scotland two-person icon

Contact Dene Jones

Head of Education, Charities and Government.

Email Dene

Bank of Scotland two-person icon

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Managing the cost of borrowing

Our interest rates team help clients to identify, quantify and manage fluctuations in borrowing costs. With experience working with a variety of business sectors and the ability to transact a wide range of products, we can provide bespoke hedging solutions to help your business manage the cost of borrowing.

Managing currency fluctuations

Foreign Exchange (FX) is one of the most significant risks to businesses trading or operating internationally. Our foreign exchange experts can help clients to identify, understand and manage risks arising from FX (International Payments, Translation Risk, Transaction Risk). 

Managing commodity price moves

Changes in commodity prices can pose a risk to your margins. Our team of commodity market professionals can deliver innovative solutions, ranging from simple swaps to more bespoke options-based strategies, designed to manage the impact of commodity price fluctuations in energy, metal and some agricultural goods.

Trade risk

Whenever your company trades internationally, it’s likely you’ll be exposed to risks. We provide importers and exporters with bespoke solutions to help mitigate these risks.

Managing the risk of customer non-payment with Debtor Protection

Customers failing to pay the money owed to you is a risk that every business faces, and the consequences of this can be detrimental. That’s why we offer Debtor Protection with our Invoice Finance solutions. It’s a low-cost, easy to manage facility that will protect up to 90% of the value of your invoices, giving you peace of mind.

Financial risk advisory

Our accounting & financial risk advisory team helps clients to identify, quantify and manage financial risks. With their analytical capabilities and deep risk management and accounting expertise the team helps clients to understand the impact of markets risks on their financial results, and to develop and assess hedging strategies designed to manage those risks.

Corporate cards

We provide our Corporate Card in euro and US Dollar denominations as well as Sterling. If you are paying suppliers in euros or US Dollars, a card payment could help to minimise the costs of transacting in those currencies as well as the risk of currency fluctuations. You need to hold a Bank of Scotland Business Current account in the relevant currency.

Bank of Scotland two-person icon

Speak to a relationship manager

To get you to the right person, we need to ask you a few questions.

Click here for an accessible version.

Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon
Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

Bank of Scotland two-person icon

I would like to:
 

Bank of Scotland two-person icon

Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

Bank of Scotland two-person icon
Bank of Scotland two-person icon

Contact Fraser Sime

Regional Director, Scotland

Email Fraser

Bank of Scotland two-person icon

Contact Dene Jones

Head of Education, Charities and Government.

Email Dene

Bank of Scotland two-person icon

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

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