Business Cards
The cost-effective way to manage your cash flow and stay on top of your expenses.
Business Credit Card
Ease your cash flow and enjoy flexible repayment options by accessing longer term credit when your available funds are limited.
- Benefit from flexible repayment options.
- Issue up to 20 cardholders with their own spending limits.
- Borrow up to £10,000.
Business Charge Card
Make your capital work harder by accessing short term funding with no interest to pay as the monthly balance is repaid in full.
- Pay your balance in full each month.
- Issue as many cardholders as you need, with their own spending limits.
- Borrow from £1000 up to an agreed limit.
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View details of our interest-free period as well as monthly and annual rates.
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Terms and conditions effective from 13 January 2018
Business Charge Card – CCA (PDF, 98KB)
Business Charge Card - Non CCA (PDF, 98KB)
Helping you compare our credit card currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your Credit Card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Mastercard rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Mastercard exchange rate here.
Fees for currency conversion
The comparison above uses the credit card standard non-sterling transaction fee of 2.75%.
All lending is subject to status.
®Mastercard and ®VISA are registered trademarks.
Lending appeals
The right type of funding can play a vital role in helping your business reach its potential. If your lending application is declined, we will work with the British Bankers’ Association to pursue any raised appeals.