
Client Accounts Hub
Accounts for holding funds on behalf of a third party. Suitable for solicitors, accountants and property management companies as an example.



Financial Services Compensation Scheme
Eligible deposits with Bank of Scotland plc are protected up to a total of £85,000. Due to FSCS eligibility criteria not all business customers will be covered.
Commercial Designated Client Account & Commercial Undesignated Client Account
What is the interest rate?
It’s a variable rate, as shown in the table below.
Current interest rates.
Interest paid monthly |
AER (%)* |
Gross (%)** |
---|---|---|
Interest paid monthly £10,000,000+ |
AER (%)* 1.71% |
Gross (%)** 1.70% |
Interest paid monthly £1,000,000+ |
AER (%)* 1.41% |
Gross (%)** 1.40% |
Interest paid monthly £250,000+ |
AER (%)* 1.00% |
Gross (%)** 1.00% |
Interest paid monthly £100,000+ |
AER (%)* 1.00% |
Gross (%)** 1.00% |
Interest paid monthly £50,000+ |
AER (%)* 1.00% |
Gross (%)** 1.00% |
Interest paid monthly £1+ |
AER (%)* 1.00% |
Gross (%)** 1.00% |
These interest rates will apply from 15 April 2025. Interest is calculated daily and applied monthly.