Supporting your working capital and trade finance needs.
Control over your cash flow is critical to business success. Whether you are looking to self-fund growth, reduce debt or enhance your balance sheet, optimisation of working capital is key.
Our working capital, trade finance and corporate cards can support all aspects of your end-to-end working capital cycle. We can help reduce both performance and payment risks as well as give you access to funds locked up in your invoices and other trading assets.
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Manage your domestic and international trading relationships, mitigate risk and ensure funding is in place across the end-to-end cycle.
With Scotland based teams and a network of banking partners, we have extensive global reach and the expertise to help you select the right working capital solutions and ensure your trading activity runs smoothly.
Used to optimise working capital while injecting liquidity into your supply chain reducing risk and improving supplier relationships. Our solutions align the objectives of treasury, procurement and sales for both buyers and suppliers.
A flexible and short-term lending facility that allows you to overdraw your Corporate Current Account up to an agreed limit for a period of up to 12 months. Available in sterling and major currencies, overdraft limits can be managed at an account level or shared across multiple accounts or group companies.
Card payment solutions that enable your business to streamline, reconcile and take control of the payment process for both travel and B2B expenditure. Online reporting and expense management systems make the process more efficient by giving you clear oversight of how your business is spending and the ability to automate the expense reclaim process for colleagues.