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Managing operating finance
Control over your cash flow is critical to business success. Whether you are looking to self-fund growth, reduce debt or enhance your balance sheet, optimisation of working capital is key.
Our working capital, trade finance and corporate cards can support all aspects of your end-to-end working capital cycle. We can help reduce both performance and payment risks as well as give you access to funds locked up in your invoices and other trading assets.
To get you to the right person, we need to ask you a few questions.
Talk to a specialist
One of our team members will contact you to discuss how we can support your business.
I would like to:
I would like to:
I would like to:
Talk to a specialist
One of our team members will contact you to discuss how we can support your business.
Converting assets tied up in your business, such as unpaid invoices, property or equipment, into cash ensures funding is in place across the end-to-end cycle.
Our solutions give you flexibility, releasing value from your invoices typically within 24 hours of the invoice being raised.
Support and build resilience in your supply chain with earlier financing at a lower cost of funds.
Manage your domestic and international trading relationships, mitigate risk and ensure funding is in place across the end-to-end cycle.
With Scotland based teams and a network of banking partners, we have extensive global reach and the expertise to help you select the right working capital solutions and ensure your trading activity runs smoothly.
Used to optimise working capital while injecting liquidity into your supply chain reducing risk and improving supplier relationships. Our solutions align the objectives of treasury, procurement and sales for both buyers and suppliers.
A flexible and short-term lending facility that allows you to overdraw your Corporate Current Account up to an agreed limit for a period of up to 12 months. Available in sterling and major currencies, overdraft limits can be managed at an account level or shared across multiple accounts or group companies.
Card payment solutions that enable your business to streamline, reconcile and take control of the payment process for both travel and B2B expenditure. Online reporting and expense management systems make the process more efficient by giving you clear oversight of how your business is spending and the ability to automate the expense reclaim process for colleagues.
To get you to the right person, we need to ask you a few questions.
Talk to a specialist
One of our team members will contact you to discuss how we can support your business.
I would like to:
I would like to:
I would like to:
Talk to a specialist
One of our team members will contact you to discuss how we can support your business.
Season 2 speaks to experts and customers on how businesses should keep 1.5 alive to mitigate the worst impacts of climate change.
All lending is subject to status.
