Lending support
As your business grows, it can benefit from tailored lending and guidance.
As your business grows, it can benefit from tailored lending and guidance. We will support your business throughout the application process.
Our appeals process enables your business to pursue your application if you believe it has been wrongly declined or where we have agreed your request but there are conditions of sanction that you are unhappy with.
If your business has an annual turnover of more than £6.5m, we follow the Lending Principles (PDF, 702KB), which are a further set of standards that you can expect from us.
How we can help your business
Your business can:
- get help and information on a range of topics – from establishing a business to operating globally
- use our finance application checklist, which details the type of information we may ask you for to support your lending application
- try Mentorsme, a free online service that helps you locate local mentoring to suit your business needs – from start-up to succession planning
- Source other forms of lending by talking to our business management team or your relationship manager.
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.
Overdrafts are repayable on demand.
While all reasonable care has been taken to ensure that the information provided is correct, no liability is accepted by Bank of Scotland for any loss or damage caused to any person relying on any statement or omission. This is for information only and should not be relied upon as offering advice for any set of circumstances. Specific advice should always be sought in each instance.
From 1 April 2025, we’ll no longer be part of the Lending Standards Board, Standards of Lending Practice.
Membership of the LSB is voluntary for the banking and lending industry.
Our withdrawal won’t impact the products or services we provide to you, or the way we treat you.
