Business Cards

As a Business Account customer of Bank of Scotland, Business Cards can be used to conveniently make payments and effectively manage your cash flow.

Business Cards increase security and control of your payments compared to traditional methods such as cheques. You can issue them to multiple employees and they can be used globally, where you see the Mastercard sign*.

  • Business credit card

    Our Business Credit Card provides a simple way to manage your business expenses with flexible repayment options

    • Detailed monthly statements
    • Up to 45 days' interest free credit
    • Up to 20 cardholders
    • Set individual spending limits for each card issued
    • Great offers and discounts available from Mastercard
    • No Sterling transaction fees
    • Withdrawal limit of up to £500 daily
    • Make contactless payments on transactions up to £45 at participating retailers (where retailers’ payment terminals enabled)
    • Annual fee £32 per card.

    Apply Online

    Please follow these instructions when you click ‘Log in and apply now’

    1. Enter your login details, which will take you to the Business Internet Banking Homepage
    2. Select ‘Cards’ in the left hand ‘Our Products and Services’ menu
    3. Select ‘Apply for a Credit Card’
  • Business charge card

    Our Charge Card can help ease your cash flow and allows you to better manage business funds:

    • Balances cleared in full each month by direct debit from your Business Current Account
    • Up to 45 days’ interest free credit
    • Detailed monthly statements
    • No limit on the number of cards available per account
    • No Sterling transaction fees†
    • Make contactless payments on transactions up to £45 at participating retailers (where retailers’ payment terminals enabled).

    Apply Online

    Please follow these instructions when you click ‘Log in and apply now’

    1. Enter your login details, which will take you to the Business Internet Banking Homepage
    2. Select ‘Cards’ in the left hand ‘Our Products and Services’ menu
    3. Select ‘Apply for a Charge Card’
  • Business debit card

    Our Debit Card provides a cost effective and simple way to take care of your business payments:

    • Funds are debited from your Business Account
    • Add up to four cardholders
    • Saves money on cash/cheque transaction fees**
    • No annual fee.
  • Business Keycard

    Our Keycard gives you direct access to your Business Current Account from 1.9 million cash machines worldwide:

    • Use it to check your account balance
    • Take out up to £500 a day
    • Enables fast depositing in branch
    • No annual fee.

Bank of Scotland Secure

When using our cards, you’ll benefit from the free protection of Bank of Scotland Secure.

Find out moreabout Bank of Scotland Secure

Receiving payments

We can help you receive payments conveniently using our card acceptance service, provided by Cardnet®.

Find out moreabout our card acceptance service provided by Cardnet®

How a Business Card can work for you

Find out the benefits of using a Business Card over other payment methods.

Find out moreabout the benefits of using a Business Card

Mastercard rewards

Take advantage of great offers and discounts from Mastercard when using our Credit or Charge Card.

Find out moreabout Mastercard rewards

All lending is subject to status.

* Merchant charges may apply.
** Free Debit Card transactions on our Electronic Business tariff and a 40p charge on our Business Extra tariff.
†There is a fee charged for converting a non-Sterling (foreign currency) transaction.

Cardnet® is a registered trademark of Lloyds Bank plc.