A person driving a loader in a warehouse

Everyday banking

Accounts

Accounts

With time saving tools and dedicated support, our business accounts give you smart banking that both meets your everyday needs and helps drive long-term growth.

Find the right account

Save

Save

Make surplus cash work harder in business savings accounts tailored to your needs.

View savings accounts

Send and receive money

Send and receive money

We can help you make and take payments in different ways; smoothly, reliably and cost-effectively.

View payment services

Borrowing

Loans

Loans

Finding the right loan can help you manage cash flow, grow your business or help you invest in new equipment or premises.

Loans

Overdrafts

Overdrafts

A Business Overdraft can provide you with a safety net – because we know that your cash flow can be impacted by situations out of your control.

Overdrafts

Other finance options

Other finance options

Other products and services

Buy and sell abroad

Buy and sell abroad

Expand your business in international markets with practical tools and support from us and our partner banks in over 100 countries.

International trade

Protect your business

Protect your business

Insure your business against financial loss caused by unforeseen circumstances.

View insurance products

Accounting software

Accounting software

Our Business Finance Assistant offers cash flow forecasting, invoicing, accounting, Digital VAT submissions and more.

Business Finance Assistant

Corporate solutions

Corporate solutions

Products and expertise for businesses with a turnover above £25 million. Our specialist support includes a wide range of financial services to help your company seize opportunities for further growth.

Corporate solutions

Business Resource Centre

Business Resource Centre

From guides on starting up to exporting internationally and the latest insights from a range of contributors and sources – you’ll find a wealth of practical guidance for UK business of all shapes and sizes.

Explore now

Latest content

Stronger mind. Stronger business.

Build your mental resilience to help set you up for success. Visit our hub developed in partnership with Mental Health UK for tips and guidance.

Latest content

Turnarounds Book

Right now, good things are happening at Mackie’s

Find out how Mackie’s of Scotland and others have evolved their businesses to become more sustainable.

See how we compare in the market

Review alternative sources of business finance and compare products and services.

Financial Services Compensation Scheme

Due to FSCS eligibility criteria not all business customers will be covered.

Financial services compensation scheme logo

More about the Scheme

SME Finance Charter

Bank of Scotland is committed to supporting Scottish businesses through Brexit and beyond.

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.