Guaranteed same day payments to UK accounts

CHAPS is an electronic bank-to-bank payment system that that guarantees same business day payments to UK accounts, provided the funds are requested or instruction is received before 4.25pm (in branch) or 5.25pm (via online).

Key Features

  • Fast and guaranteed payments.
  • No upper or lower limit for payments.
  • Funds cleared on the day they’re received.
    • Fast, reliable and secure.
    • Guaranteed same business day payment of cleared funds in the UK.
    • Funds clear on day of receipt and can be drawn against immediately.
    • Payments are unconditional and cannot be recalled once made.
    • No upper or lower payment limit.
    • Simple to arrange and set up.
    • Arrange online or in branch


  • Existing customers

    You can apply by speaking to a member of staff at your local branch.

    Alternatively, apply online through Corporate Online.

    New customers

    If you'd like to bank with us, please call 0345 606 0286.

Internet Banking

Manage your accounts when and where it suits you.