Shop & salon insurance

Cover you need for the burdens you don’t

For shop owners - like hairdressers, florists and butchers - keeping your business open for your customers is your number one priority. At Bank of Scotland, we’re committed to helping businesses resolve setbacks quickly, with as little stress as possible. 

Why Bank of Scotland Business Insurance Services?

  • Quotes are sourced from a select panel of insurers, chosen for their competitive prices and wide range of cover
  • Our UK-based advisors work with you to find cover that suits your specific needs
  • You can request cover immediately - because protecting your business shouldn’t wait. Speak to specialist advisors on 0345 377 0001 (Mon-Fri, 8am -6pm)

Insurance Solutions from Gallagher

We have chosen to work with Gallagher, one of the UK’s largest insurance brokers. As a broker, Gallagher have access to a panel of insurers plus they provide professional advice and expertise, helping you get the right insurance for your business.

Types of cover available for property owners:

Buildings Insurance

As a bricks and mortar business owner, your shop is everything. Damage to your property, such as flooding or broken windows, can be incredibly detrimental to your business. Buildings insurance can cover costly repairs for accidental damage so that you get back up and running as quickly as possible.

Product Liability

The right products can drive your business forward, but the wrong ones can cause it to fall off track. If a product you make or sell causes damage or injury, your business could face large compensation claims. Product liability cover can protect you against these costly payouts.

Public Liability

As a small business owner, you’re legally responsible for the health and safety of the people you interact with. For example, if customers or suppliers are injured on your premises, they could sue your business for damages. Public liability policies can cover costly compensation payouts and legal fees spent defending allegations.

Get more cover options

Every shop is unique, and it’s important you get the exact protection you need. There’s an extensive range of cover available for shops and salons— call and speak with experienced advisors to find out more on 0345 377 0001 (Mon-Fri, 8am -6pm).

This insurance product is subject to individual terms and conditions and some exclusions apply. Please ask for a copy of the terms and conditions for full details.

Bank of Scotland Business Insurance Services are arranged and administered by Arthur J. Gallagher Insurance Brokers Limited who sources products from a panel of insurers. Arthur J. Gallagher Insurance Brokers Limited, registered office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. Authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311786). The Bank of Scotland brand and logo are used under licence.

Need advice or a quote?

Call 0345 377 0001 (Mon-Fri, 8am-6pm) to get advice from a specialist adviser.

You'll have the option to buy your insurance over the phone and get instant cover.