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Our teams support a range of clients in the consumer sector. We’re ideally placed to support you in a sector which is heavily impacted by regulatory change and shifts in consumer habits.


This is an exciting time to be working in the retail sector. Rapid technological change, the growth of internet retail, and changing consumer behaviour are just a few challenges that all retailers must grapple with today. Seasonality and shifting consumer preferences mean that it’s imperative for businesses to manage their working capital effectively.
Our team of experts work with clients across the sector and through the whole value chain, wherever they are in the world. Our key clients include supermarkets, department stores, fashion brands and wholesalers. We’ve built up a huge store of knowledge by working with retailers. We take the time to understand the issues you face, and work with you to realise your ambitions.

Food, Drink & Leisure

Lloyds has a long track record of supporting UK and international clients in this sector. We are committed to helping our customers continue to grow their businesses in a global marketplace.

We understand the many challenges facing our clients. The sector faces regulatory and cost pressures from numerous sources. Consumer appetites shift constantly, and ‘well-being’ and ‘green’ products continue to rise in prominence. We recognise these challenges, and work with our clients to find the right solution to support sustainable long term growth. We work with clients throughout the supply chain – from UK farmers through to restaurants, pubs, travel and entertainment companies.
We’re well placed to understand the needs of operators in this sector. Our priority is to fully understand your business strategy and goals, and provide banking support and solutions to match your ambitions.

Healthcare & Consumer Goods

The healthcare and consumer goods industry is a strong growth sector. Understanding the needs of an expanding – and ageing – population, and keeping pace with regulatory change are key to success. Our expert team understands the challenges and opportunities in this sector. This allows us to help our clients to develop a long-term funding approach that lets them achieve their goals.

Our specialist teams work with many of the leading operators in the sector.  This puts us in a strong position to work with you and provide sound guidance and tailored solutions.

Our people

Elena Paitra
Elena Paitra Managing Director, Head of Consumer

Elena heads the Consumer sector in the Large Corporates team.

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For more information, contact your local relationship director or use our online directory.