Shop & Salon Insurance

Cover you need for the burdens you don’t

For shop owners - like hairdressers, florists and butchers - keeping your business open for your customers is your number one priority. At Bank of Scotland, we’re committed to helping businesses resolve setbacks quickly, with as little stress as possible. We work with Arthur J. Gallagher Insurance Brokers Limited, part of one of the world’s largest insurance broking groups, who will help you get the cover you need.

Why Bank of Scotland Business Insurance Services?

  • Quotes are sourced from a select panel of insurers, chosen for their competitive prices and wide range of cover
  • Our UK-based advisors work with you to find cover that suits your specific needs
  • You can request cover immediately - because protecting your business shouldn’t wait. 

Speak to experienced advisors on 0345 377 0001 (Mon-Fri, 8am -6pm).

Types of cover available for property owners:

Buildings Insurance

As a bricks and mortar business owner, your shop is everything. Damage to your property, such as flooding or broken windows, can be incredibly detrimental to your business. Buildings insurance can cover costly repairs for accidental damage so that you get back up and running as quickly as possible.

Product Liability

The right products can drive your business forward, but the wrong ones can cause it to fall off track. If a product you make or sell causes damage or injury, your business could face large compensation claims. Product liability cover can protect you against these costly payouts.

Public Liability

As a small business owner, you’re legally responsible for the health and safety of the people you interact with. For example, if customers or suppliers are injured on your premises, they could sue your business for damages. Public liability policies can cover costly compensation payouts and legal fees spent defending allegations.

Get more cover options

Every shop is unique, and it’s important you get the exact protection you need. There’s an extensive range of cover available for shops and salons— call and speak with specialist advisers to find out more on 0345 377 0001 (Mon-Fri, 8am -6pm).

Get a quote

For more information or a quote call us

(Open 8am–6pm Monday to Friday)

Call on 0345 377 0001call for a quote

Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

Bank of Scotland is an introducer to Arthur J. Gallagher Insurance Brokers Limited who arrange and administer Bank of Scotland Business Insurance Services and source products from a panel of insurers. Bank of Scotland plc, registered office The Mound, Edinburgh EH1 1YZ. Registered in Scotland No. SC327000. Bank of Scotland plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628.