Protect your livelihood

At the Bank of Scotland we make sure our customers’ needs are met. When it comes to your business, we want you to be properly protected. That’s why we’ve chosen to work with Arthur J. Gallagher Insurance Broker Limited, one of the UK’s top insurance brokers, whose specialist knowledge will ensure you get the protection you need. They’ll also search a panel of leading insurers to get you cover at a competitive price.

Do I need business insurance?

Almost every business in the UK needs some form of insurance, whether you’re a sole trading barber or a builder with several employees. From damage to your property to a member of the public getting injured your business faces many challenges. The right business insurance will mean you’re prepared for the unexpected.

Once you’ve got the peace of mind that you’re protected you’ll have time to focus on the important things. To get a quote from a specialist adviser call 0345 377 0001.

What covers are available to me?

Dependent on your business you’ll have different requirements. You can find out more about the different covers we offer below, though this is not an extensive list.

I already have cover, what can you offer me?

Even if you already cover then you might not be as well protected as you think. Arthur J. Gallagher are happy to check that you have the right protection in place for free. If you do, then great. If not they’ll be able to help you get the cover. Protecting against the risk of underinsurance could be the difference between settling a claim and going out of business.

To check if you have the right cover call 0345 377 0001.

Public Liability

From builders to beauticians and plumbers to plasterers accidents happen to all businesses. Liability insurance can protect you against claims due to employee or client injuries and damage to a client’s property.

Professional Indemnity

If you offer advice, provide a service or handle data and intellectual property, this policy can protect you in case a problem with your work leads to losses for the client, resulting in a compensation claim.

Landlord Insurance

As a landlord a homeowner’s policy may not offer you all the protection you need. Find out more about landlords’ contents insurance, loss of rent cover and other landlord specific covers.

Insurance Contact Directory

Whether you are looking for a quote or are an existing policy holder find the contact number you need.

  • Shop & Salon Insurance

    For shop owners keeping your business open for your customers is your number one priority. Tailor your policy to your business with options such as buildings insurance, public liability and product liability.

    Pub, Restaurant & Café Insurance

    As a pub, restaurant or cafe owner, your business is your pride and joy. Protect your establishment with options such as stock deterioration and business interruption.

    Office Insurance

    A successful office runs like a well-oiled machine. Protect against the unexpected with products including business interruption and computer cover.

    Surgery Insurance

    Nothing should threaten your commitment to your patients. Protect your business with equipment and stock cover in order to protect your patients.

  • Information you’ll need to provide

    When you get a quote your specialist adviser will ask a few quick questions about your business such as the work you carry out and your employee details. By doing this they can help you get the cover your business needs.

    Keep in Mind

    Insurance covers are subject to the individual terms, conditions and exclusions of the insurer providing them. Always review the policy documentation supplied during the quote process to ensure you have the cover you need.

    The small print

    Please check you have all the cover you need by reading the policy documentation carefully (this will be provided during the quoting process).

  • By phone

    Call 0345 377 0001 to speak with a specialist adviser who will search a panel of leading insurers to get you the right cover at the right price.

    Lines are open Monday – Friday, 9am – 5pm.

    Let an insurance expert call you

    Complete this form to request a call from an adviser.

This insurance product is subject to individual terms and conditions and some exclusions apply. Please ask for a copy of the terms and conditions for full details.

Bank of Scotland Business Insurance Services are arranged and administered by Arthur J. Gallagher Insurance Brokers Limited which sources products from a panel of insurers. Arthur J. Gallagher Insurance Brokers Limited, registered office: Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT. Registered in Scotland. Company Number: SC108909. Authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311786). The Bank of Scotland brand and logo are used under licence.