Business Keycard
Our Business Keycard gives you direct access to your Business Current Account from cash machines worldwide.
The benefits of a Business Keycard
Apply for a Business Keycard
To apply for a Business Keycard you'll need to have a Business Current Account with us.
You can expect to receive your Business Keycard within ten working days of our receipt of your application
If you require support, you can call our Business Management Team on 0345 300 0268.
We’re available from 7am to 8pm, Monday to Friday, and 9am to 2pm on Saturday. This excludes bank holidays.
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For more information and to make sure you understand the small print, please view our Keycard terms and conditions (PDF 190KB)
Other cards
From the flexibility of a Credit Card to the convenience of Charge Cards, our products provide added security compared to traditional payment methods, and help you manage your cashflow with up to 56 days’ interest-free credit.
Compare Currency Charges
Helping you compare our Keycard currency charges with other providers
You can now compare our currency conversion charges for card transactions in euro and other EEA currencies. We display these charges as a percentage mark up over the European Central Bank reference rate (ECB rate). The table below does not take into account any other transaction costs we charge, for example foreign currency cash fees.
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Your Key Card foreign currency transaction fee mark up over the ECB rate. |
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Exchange rates
The table should be used as a guide only. Rates are updated once a day on business days. We use Visa rates and ECB rates which are subject to change.
Transactions in EEA currencies other than euro will be converted to euro first, then pounds sterling.
You can find the latest available Visa exchange rate here.
Fees for currency conversion
The comparison above uses the Keycard standard non-sterling transaction fee of 2.75%.
Further Resources/ Other Products
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Cash withdrawals abroad are charged a non-sterling transaction fee which is 2.75% of the transaction amount. This is a fee for currency conversion. You will also be charged a non-sterling cash transaction fee which is 1.5% of the transaction amount (minimum £1.50). The non-sterling cash transaction fee is not applicable when you withdraw euro at an ATM or over the counter within the EEA or UK, or if you withdraw euro at an ATM outside the EEA or UK if the ATM operators payment service provider is based in the EEA or UK.
All LINK cash machines will give you an advance, on-screen warning about any charge that may apply. This warning will also tell you who’s making the charge. You will then be given the option to continue or cancel the transaction.