• From start-ups to global exporters, we’ve been backing Scottish businesses for over 300 years.

    We understand the current challenges and opportunities facing Scotland, meaning our teams can provide the right practical support for your business.

    Here are a few examples of businesses we've helped in 2015.


    Funding in support of strategic goals.

    Funding to support strategic growth and investment.

    Funding to support growth strategy.


    Funding to support business strategy.

    Term loan and revolving credit facility. Bank of Scotland were joint mandated lead arranger.

    Term loan and acquisition facility to support growth.

  • We are committed to maintaining our support for businesses in Scotland. Whatever your business ambitions, we’ll provide the insight and guidance you need to help you achieve your goals.

  • Our People

    Jane Clark-Hutchinson

    Jane Clark Hutchinson (thumbnail)

    Regional Director, Mid Markets, Commercial Banking

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    Gillian Henderson

    Gillian Henderson (thumbnail)

    Commercial Director, Commercial Banking, Bank of Scotland

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    Tony Oakley

    Tony Oakley (thumbnail)

    Head of Social Housing, Mid Markets, Commercial Banking, Bank of Scotland

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    Pete Flockhart

    Pete Flockhart (thumbnail)

    Regional Relationship Director, Commercial Banking

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    Stuart White


    Regional Director, North of Scotland, Commercial Banking, Bank of Scotland

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    Gordon Rate


    Head of Scotland – SME & Corporate Financial Markets

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    Colin Walls

    Colin walls thumbnail

    Head of Trading and Working Capital, Commercial Banking, Bank of Scotland

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    Nick Laird

    Nick Laird Thumb

    Regional Managing Director, Commercial Banking, Bank of Scotland

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    Fraser Sime

    Fraser Sime Thumb

    Director, SME Banking, Bank of Scotland

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  • International contacts


    Contact our commercial banking offices across North America, Asia and Europe.

    View contacts

  • Economics and insight


    Read our latest in-depth analysis and topical articles.

    Economics and insight

  • Contact us

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    For more information, contact your local relationship director or use our online directory.

    Find a contact