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Business bank accounts

Accounts to meet your needs and help you grow your business long-term.

Finding the right account for your business

We’ve been helping Scottish businesses since we were founded over 300 years ago. Today, we combine leading technology with reliable and flexible banking for businesses of all types.

Whatever your ambitions, we’re here to help you thrive.

Select what describes you best

Small businesses and start-ups

Small businesses and start-ups

  • Your estimated turnover for the next 12 months is under £3 million.
  • You may need lending up to £250,000.
Accounts for small businesses

Larger businesses

Larger businesses

  • Your estimated turnover for the next 12 months is over £3 million.
  • You may need lending over £250,000 and access to a broader range of products.
Accounts for larger businesses

Schools and community groups

Schools and community groups

For schools, credit unions, clubs, societies or charities

School and community accounts

Professional practices

Professional practices

For solicitors, accountants, insurance brokers, and estate and managing agents who need to hold client money

Client accounts

Accounting software

Accounting software

Business Finance Assistant is an online accountancy package that integrates easily with your business accounts, including accounts with other providers.

Try it free for 3 months Business Finance Assistant

Resources

See how we compare in the market

Review alternative sources of business finance and compare products and services.

Grow your digital skills online

Person sat in front of laptopTake part in our free lessons and workshops to help your business thrive in a digital world.

Independent service quality survey results

Business current accounts

 

Published August 2023

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 15 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*). The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

*SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25m (exclusive of VAT and other turnover-related taxes).

Ranking

Business current accounts Overall service quality survey results. Ranking 1st place Monzo 84%, 2nd place Starling Bank 82%, 3rd place Handelsbanken 74%, 4th place tide 73%, 5th place Metro Bank 63%, equal 8th place Bank of Scotland 54%

View the full set of results

The requirement to publish the Financial Conduct Authority Service Quality Information for Business current accounts can be found here.