What is the Clean Growth Financing Initiative?

Funding from Bank of Scotland can support a broad range of investments in sustainable business – from small improvements in environmental impact, right through to large-scale renewable energy infrastructure.

We’ve teamed up with leading sustainability consultants to develop a list of qualifying green purposes, supporting businesses across common environmental sustainability themes. Speak to your Relationship Manager to find out more.

How can it help your businesses?

Support sustainability

Improve energy efficiency

Reduce waste

What can you fund with the Clean Growth Financing Initiative?

Energy efficient buildings

Energy efficient buildings have lower bills and reduced emissions. Find out more about our Green Buildings Tool and discounted sustainable financing for higher EPC rated buildings.

Lower-carbon transport

Reduce your carbon footprint by acquiring electric or hydrogen vehicles and associated infrastructure.

Energy and renewables

Generate your own green energy with financing for renewables and find out how to switch to green energy providers.

Sustainable farming and food

Learn more about the key sustainability themes in agriculture and access the Soil Association Exchange platform to help you grow sustainably.

Sustainable manufacturing

Plan your progress with an MTC sustainability line walk and access sustainable finance to improve your energy efficiency.

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Waste and water management

For business improvements that reduce waste and water use or improve resource efficiency. For example, water treatment facilities, rain water harvesting, recycling facilities and more.

Business size and eligibility criteria

  • Criteria

    • 0% arrangement fee for loans for green investment and capital expenditure.
    • Available for loans from £25,001 minimum.
    • Sterling, Euro and US Dollar lending for new/additional UK capex and investment.
    • Loan purpose must be on eligibility list (please contact us for more information).
    • Standard product terms & conditions apply.

    Purpose/eligibility

    • Reduction in carbon and greenhouse gas emissions for core business processes, properties and infrastructure.
    • Energy efficiency, renewables, environmental sustainability improvements or production of related products.
    • Investment in low carbon vehicles and transport.
    • Investment to improve water efficiency.
    • Investment to reduce waste or improve recycling rate.
    • Investment in sustainable farming.
  • Criteria

    • Up to a 25% margin discount for qualifying green purposes on UK deals.
    • Discount available for up to 5 years.
    • Available across Term Lending (£25,001 min.) and Revolving Credit Facilities (£25,001 min).
    • Sterling, Euro and US Dollar lending for new/additional UK capex and investment.
    • Loan purpose must be on eligibility list (please contact us for more information).
    • Standard product terms & conditions apply.

    Purpose/eligibility

    • Reduction in carbon and greenhouse gas emissions for core business processes, properties and infrastructure.
    • Energy efficiency, renewables, environmental sustainability improvements or production of related products.
    • Investment in low carbon vehicles and transport.
    • Investment to improve water efficiency.
    • Investment to reduce waste or improve recycling rate.
    • Investment in sustainable farming.

More sustainable finance products

From discounted lending for green purposes and investing in clean growth, to improving the energy efficiency of buildings and vehicles, we offer a range of products to help your business achieve its net zero ambitions.

All sustainability products

Any property given as security, which may include your home, may be repossessed if you do not keep up repayments on your mortgage or other debts secured on it.


All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

Case studies

Read about how we’ve helped other businesses just like yours

Contact us

For more information, contact your local relationship director or use our online directory.