Notice accounts

Grow your savings with terms to suit your business needs. Give us notice to withdraw your money.

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Apply now

You can apply online if you have a Business Current Account with us.

Log in and apply

32-day Notice Account

  • No fixed terms, just give us 32 days’ notice to withdraw your money
  • Deposits starting from £10,000
  • The interest rate is a managed rate set by Bank of Scotland and is subject to change
  • Withdraw money in line with notice period.
Log in and apply

95-day Notice Account

  • No fixed terms, just give us 95 days’ notice to withdraw your money
  • Deposits starting from £10,000
  • The interest rate is a managed rate set by Bank of Scotland and is subject to change
Log in and apply

Eligibility

To apply for our savings products, you should:

  • Be a sole trader, or a partner or director of the business
  • Be over the age of 18
  • Need the account for business use

What you’ll need to open an account

To apply for our savings products, you'll need:

  • Your business contact details
  • To choose the savings account for your needs
  • The amount you want to deposit
  • To choose the term of the account
  • These interest rates apply to Sterling deposits only with a minimum balance of £10,000 and maximum balance of £5m. Interest is calculated and paid to your account daily (unless otherwise agreed). For deposits over £5m or for more information about interest rates in other major currencies, please call us on 0345 604 5539.

    Account

    Term length

    Indicative interest rate GROSS p.a.Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs. Whilst the Gross rate quoted is the annual rate of interest, please note that the duration of your deposit will affect the amount of interest that you are paid.

    Indicative interest rate AERThe AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Account

    32 Day Notice Account

    Term length

    No set term

     

    32 days’ notice required to make withdrawal or close the account

    Indicative interest rate GROSS p.a.Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs. Whilst the Gross rate quoted is the annual rate of interest, please note that the duration of your deposit will affect the amount of interest that you are paid.

    Managed Rate 2.50% (variable)

    Indicative interest rate AERThe AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Managed Rate 2.53% (variable)

    Account

    95 Day Notice Account

    Term length

    No set term

     

    95 days’ notice required to make a withdrawal or close the account

    Indicative interest rate GROSS p.a.Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs. Whilst the Gross rate quoted is the annual rate of interest, please note that the duration of your deposit will affect the amount of interest that you are paid.

    Managed Rate 3.81% (variable)

    Indicative interest rate AERThe AER stands for Annual Equivalent Rate and is the notional rate which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER you will be able to compare more easily what return you can expect from your savings over time.

    Managed Rate 3.88% (variable)

    Interest rates stated above are available as at 02/08/2024 and expire on 19/09/2024 but may be subject to change.

    Product is a managed rate set by Bank of Scotland and is subject to change.

Savings Strategy Tool

Savings Strategy Tool

Our tool can make your money work harder by matching your cash forecasts against our deposit products, helping you create a savings strategy bespoke to your needs.

Get your savings strategy
FSCS protected

Financial Services Compensation Scheme

Eligible deposits with Bank of Scotland plc are protected up to a total of £85,000. Due to FSCS eligibility criteria not all business customers will be covered.

More about FSCS

Ready to apply?

Log in to Business Internet Banking to apply for a Notice Account.

Log in and apply

Talk to our specialists

Please call 0345 604 5539

We are available 8am to 5pm Monday to Friday, except on UK bank holidays.

Supporting UK Businesses

Supporting UK Businesses

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