Making & Receiving Domestic Payments

Secure and efficient payment solutions for domestic payments.

Payment options for all your business needs, from bulk payments for wages, to one-off or regular payments to suppliers, or collecting Direct Debits from your customers. 

Electronic payments

Our comprehensive range of Sterling electronic payments including Bacs, CHAPS and Faster Payments enables you to make one-off, or bulk payments securely and efficiently, whether you are paying suppliers or staff. 

    • Secure electronic remittance of regular payments directly via Bacs
    • Make and receive regular or non-urgent payments efficiently
    • Industry standard three-day payment processing cycle
    • Improve debtor control through Direct Debit collection
    • Bank of Scotland offers assorted ways to submit payments to the Bacs Scheme based on your business needs, from online banking to host to host or dedicated Bacs software.
    • Secure, reliable and fast
    • Same business day payment*
    • Funds cleared on day of receipt
    • No upper limit on payment amounts
    • Payments can be made via online banking, host to host or API

    *Cut off times apply. 

    • Quick and simple to send and receive money
    • Instant payments – funds arrive within 2 hours
    • Schedule payments in advance
    • Payments made through online banking, host to host or API 
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Speak to a relationship manager

To get you to the right person, we need to ask you a few questions.

Click here for an accessible version.

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Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

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I would like to:
 

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Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

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Bank of Scotland two-person icon

Contact Fraser Sime

Regional Director, Scotland

Email Fraser

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Contact Dene Jones

Head of Education, Charities and Government.

Email Dene

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Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

APIs

Our API solutions can help drive your digital transformation. Accept payments, send payments and manage your business in a cost-effective and efficient manner.

Speak to your relationship manage to find out more about our API solutions.

Merchant acquiring

Accept card payments simply and easily – in person, online and over the phone with Lloyds Bank Cardnet®.

Corporate cards

Streamline payment processes and drive efficiencies in your organisation. Our Corporate cards for businesses with a turnover of over £25 million give you a range of payment options for travel, entertainment and business supplies.

Direct Debit origination

A simple, secure and efficient way to collect payments directly from a bank account that improves payment collection rates and reliability of cash flow. Our payments experts can support your needs with a comprehensive range of collection options. For more information speak to your Relationship Manager.

Cash and Cheque solutions

Secure and flexible solutions for bulk cash and cheque collection and delivery with access to a nationwide cash network, as well as our own branch network. 

    • Delivery and collection service for high volumes of cash
    • No maximum limit for delivery or collection¹
    • Minimum cash delivery of £10,000
    • Minimum cash collection of £7,500, with up to 5% of coin

    ¹No maximum limit for collection other than that imposed by your cash in transit provider. 

    • Cash delivery and collection service at your premises
    • No minimum limit for delivery or collection
    • Maximum cash delivery of £3,500, with up to £1,000 coin and £2,500 in £5 notes
    • Maximum cash collection of £7,500, with up to £1,000 of coin 
    • Cash delivery and collection service at your premises
    • No maximum limit for delivery or collection
    • Minimum cash delivery or collection of £2,500
    • Business Current Account balance updated automatically and deposited funds available by end of day two
    • Access to ancillary services, e.g. wage packets, at extra cost 
    • Cheque deposit service
    • 2-day clearing process if cheques reach the iPSL clearing centre by 19:30 on a business day
    • Deposit up to 250 cheques within each submitted bundle
    • Lower and transparent fees compared to standard branch counter processing
    • Access to ancillary services, e.g. stationery for cheque submission 

Commercial Banking Online Clients

Clients registered for Commercial Banking Online (CBO) can log on to make a domestic payment.

Payment solutions for smaller businesses

From paying suppliers to receiving payments from customers.

Payment solutions

Cardnet® is a registered trademark of Lloyds Bank plc.