Corporate asset finance
Some of the products and services featured on this page are provided by Lloyds Bank plc as an agent for Bank of Scotland plc
Standard Asset Finance
Asset Finance can help you purchase essential equipment to drive your business forward without tying up your cash.
Helps you buy new and used assets and spread the cost over their working life. The equipment or asset being purchased acts as security for the facility. When the term ends, you can pay a small ‘transfer of title’ fee and own the asset.
Allows you to use the assets and spread the cost over an agreed term. Bank of Scotland can fund up to 100% of the purchase price and VAT is paid on the rental payments, rather than the overall purchase price. At the end of the lease, you have the option to extend the lease or request to sell the asset at fair market value and receive the majority of the sale proceeds.
Helping businesses invest through the Clean Growth Financing Initiative in assets that will help lower the environmental impact through discounted lending for green purposes, helping to reduce carbon and greenhouse emissions and move to a more renewable economy.
Providing an end-to-end solution for acquiring, importing and funding equipment from abroad.
Allows you to initiate new Hire Purchase agreements against assets recently purchased* and paid for in full, giving you greater flexibility when making investment decisions.
*Assets purchased within six months in England and Wales and three months in Scotland
Specialist Asset Finance for £25m+ turnover customers
Bespoke solutions for larger businesses, requiring asset funding solutions of £250,000 and above. Our own in-house asset management team allows us to take residual value positions on a wide variety of asset classes.