If you’re looking to buy property for your business to occupy, or to build your investment property portfolio, a commercial mortgage could help.
How could a commercial mortgage support me?
A commercial mortgage could help you spread the cost of moving to new business premises or expanding to multiple locations. It can also help you buy rental properties to build or expand your buy-to-let portfolio.
As a loan secured against company property, it could be more cost-effective than a business loan*.
You can also remortgage a commercial property with us to release cash for your business or save money on an existing loan.
ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.
All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.
You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.
All lending is subject to status. Security may be required.
There is always a possibility that interest rates may go down leaving a fixed rate loan at a higher level compared to a variable rate loan. However, if interest rates rise, a fixed rate loan will remain at the same rate.
*Arrangement fees, security fees and valuation fees may apply when you take a commercial mortgage, so you’ll need to take these into consideration when comparing it against a business loan.