Savings
Instant access or fixed term. We have a range of savings accounts to suit your needs.
Fixed Term Deposit Account
1.51% - 2.35% AER¹
Lock away your money for a fixed term
- 1.50% - 2.34% Gross p.a.²
- Choose a term that suits you
- Deposit a minimum of £10,000 and up to £5 million
- Fixed rate of interest for the length of your term
Notice Accounts
2.07% - 2.87% AER¹
Notice must be given to withdraw money
- 2.05% - 2.83% Gross p.a.²
- Select from 32 or 95 day notice to withdraw money
- Deposit a minimum of £10,000 and up to £5 million
- Variable rate of interest, set by Bank of Scotland
Instant Access Account
0.70% - 1.61% AER¹
No fixed term or notice needed
- 0.70% - 1.60% Gross p.a.²
- Instant access to your money any time you need it
- Open an account with as little as £1
- Variable rate of interest, set by Bank of Scotland
Interest rates stated above for fixed term deposits and notice accounts are available as at 20/06/2025 and expire on 07/08/2025 and may be subject to change.
1AER – The AER stands for Annual Equivalent Rate and is the notional rate, which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER, you’ll be able to compare more easily what return you can expect from your savings over time.
2Gross Rate – Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs.
Savings strategy tool
Our tool can make your money work harder by matching your cash forecasts against our savings products, helping you create a savings strategy bespoke to your needs.
Financial Services Compensation Scheme
Due to FSCS eligibility criteria not all business customers will be covered.