Products & services
By offering a full range of services from risk management and international trade support to funding and daily banking, we’ll work with you to provide the right mix of products and guidance to help your business prosper.
-
Capital markets
Our award-winning and innovative teams provide a range of capital markets products and solutions to help with private side financing and risk management of your business.
Private equity
We can support you in funding a management buyout, a replacement scheme or expansion plans while allowing your business to maintain its cashflow.
Supply chain finance
We provide financing solutions to fund international trade or help you to deepen relationships with your suppliers whilst also optimising your working capital.
Working capital finance
Our invoice discounting, factoring and asset-based lending can help improve your cashflow.
Term loans, overdrafts and revolving credit
We provide loan and overdraft facilities built to fit your individual business needs.
Commercial finance
Our Commercial Finance team can support your ambitions by providing flexible and innovative financing solutions to enable your business to flourish.
Lex Autolease
Lex Autolease is the UK’s leading vehicle leasing specialist, offering support to every size and shape of business from sole traders to large nationwide companies.
Asset finance
We offer asset finance to support purchases of essential equipment, enabling you to build your business without tying up your cash.
-
The Clean Growth Financing Initiative provides discounted funding to help businesses transition to a lower carbon, more sustainable future. The funding supports a range of investments in sustainable business including small improvements in environmental impact through to large-scale renewable energy infrastructure.
-
Interest rates
Our interest rate risk management solutions, ranging from simple swaps to more structured solutions, can help you mitigate short and long-term risks.
Foreign exchange
We can offer a range of global foreign exchange services – from vanilla to option products that can be tailored to your specific currency needs.
Inflation
We can provide you with a variety of competitive, inflation-linked solutions to help you manage your exposure to inflation.
Commodities
If your business has exposure to commodity prices, we can identify and deliver innovative solutions to suit your requirements.
Additional risk services
We can also help you with International Finance Reporting Standards (IFRS) guidance, risk quantification and market timing indicators.
-
Current accounts
Our current accounts can help you manage your transactions much more effectively.
Cash management solutions
Our UK and international corporate payment solutions can optimise your cash management processes.
Card solutions
We have a full range of corporate and purchasing cards to help streamline your business.
Client money channels
Our team has comprehensive solutions for those who manage funds on behalf of their clients.
Foreign exchange
We offer a full range of global FX services that can be tailored to your specific currency needs.
Online services
We offer a full range of corporate online services from everyday banking to cash management.
-
Deposit products
Based on our experience and our in-depth understanding of the sectors in which our customers operate, we have created deposit products that allow businesses to mobilise and maximise their finances in different ways.
Client accounts
If your business is entrusted with third party deposits, you’ll be looking for banking support that’s secure, flexible and reliable – and that maximises efficiencies for your firm too.
-
International trade overview
Whether you trade internationally from the UK or have overseas operations, our services, can help you maximise your international trading potential.
International cash management
We can provide banking solutions so that you can access currency accounts across the world.
Trade finance
Trading internationally involves risk - the time between the start and completion of a transaction is often longer than trading within the UK.
Trade services
Whether your aim is to streamline payment, protect your operations or form smooth supplier relations, we can help you trade across borders. Having the right type of financing in place, with the right financial provider, plays a big part in international business success.
Trading in China
If you’re importing from, or exporting to, China, your business needs to be able to trade in one of the world’s key currencies, the Renminbi (RMB).
Risk management
We offer a range of global foreign exchange services, delivered with the highest level of service.
-