Financial institutions

Our global specialist financial institutions team works with some of the biggest banks and financial institutions around the world. We’re committed to building strong relationships, understanding your individual needs and delivering the services you require.


We monitor, plan for and react to changes in regulatory, accounting and political areas, and identify opportunities for our customers to prosper in a highly competitive and complex market. Our own operating model gives us an insight few other financial institutions can match. We constantly improve our capabilities to deliver innovative products and solutions to support our clients.

You can work with us as a banking partner, with a relationship director being your key contact. Our transaction banking team can assist you with cash management, payments and trade finance, all underpinned by their insightful understanding of UK clearing systems. Our financial markets team can help you with risk management, while our capital markets team are experts at working across various jurisdictions and product segments.

Our scale and knowledge of the local economy and markets, together with our broad product range, means we’re expertly placed to help you achieve your business objectives.


The insurance market continues to go through a period of change, with ever growing regulatory demands, changing risk needs and the continued pressures on costs.

These changes create opportunities for you and we’re a banking partner who understands your needs, working with you to increase your efficiency and enhance your competitive advantage.

Our long-term experience of the insurance market is teamed with our extensive distribution capabilities and wide range of products. Our long-term commitment to the sector means we also offer comprehensive asset and treasury services to insurance companies.


In a period of volatility the best fund managers focus on maintaining strong relationships with their investors. With the current regulatory pressures and a heightened awareness of risk, more firms than ever before are therefore looking for a reliable banking partner.

That’s where we can support your ambition. Our relationship directors are proactive, and have developed an international client base across public and private asset classes.

We use our scale, product range and experience to the benefit of our clients. Areas of particular strength include comprehensive foreign exchange and treasury, debt and equity capital market expertise and innovative liability and lending options.

Institutional investors

In an uncertain economic climate, our investor clients place great importance on our comprehensive access to products across financial markets, capital markets and global transaction banking.

Our institutional investors coverage team connects a diverse range of clients, from central banks to pension funds, across each of our main product areas.

Our highly experienced relationship directors take an integrated approach, with teams across Commercial Banking ensuring you receive the full benefits of our service proposition.

Specialist lenders and intermediaries

This is a wide area of the market including commercial and consumer lending, exchanges and inter-dealer brokers. The team has seen a number of seismic changes over the past few years, caused by the lack of liquidity as the UK tries to reduce debt, plus the closing of the securitisation market.

Since the banking crisis, businesses of all sizes have seen a difference in how they operate. Global businesses were forced to rethink their funding structures and smaller enterprises were severely impacted.

We have the scale and knowledge to help your business adapt and prosper. We are relationship driven and build lasting relationships by delivering market insight and innovative financing to help you achieve your aims.

Central Government

Recent economic activity has created a whole new range of challenges for the Government. They had to balance borrowing with austerity, while maintaining a robust ratings position.

We’re supporting the Government and other public bodies, helping them deliver efficiency savings and supporting their wider financial needs.

Our relationship directors provide tailored access to our products, and are committed to helping Britain prosper. We’ve built relationships across the public sector, based on trust, innovation and timely delivery.

Pensions, wealth and stockbrokers

Our pensions, wealth and stockbrokers team focuses on significant blue chip intermediaries such as FCA authorised stockbrokers, investment managers, insurance brokers, insolvency practitioners and professional bodies such as solicitors and accountants.

For businesses that handle and control a large number of client accounts, our team offers personal support from dedicated relationship directors supported by i|SITE, a unique online banking system that provides an effective and flexible cash management service. This system is designed to help businesses manage their corporate and client accounts more efficiently by allowing intermediaries to open and transact their client accounts in real time.

Regulatory response

The changing regulatory environment is an important factor in the way in which we develop businesses, but it is not the single defining factor. Our team interprets regulatory change to ensure the systematic capture of regulatory impact and response, provide accountability for regulatory engagement, and work with a clear and transparent engagement of Group-wide regulatory initiatives.

This approach means the actions we take in response to regulatory change are closely aligned to your needs, in the context of your business model. Our growing institutional knowledge, particularly with regards to the regulatory forces impacting on the UK, forms an increasingly important part of our proposition.

Our people

Robina Barker Bennett
Robina Barker Bennett Managing Director, Head of Financial Institutions

Robina leads the Financial Institutions business within the Commercial Banking division of Lloyds Banking Group.

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Contact us

For more information, contact your local relationship director or use our online directory.