Deposit Strategy Tool

Your cash in the bank isn’t earning as much as it could. The Deposit Strategy tool can help you put your money where you’ll get the best returns, by matching your forecast cash balances with one of our deposit products.


How does it work?

  • Add your monthly closing balances, and set the minimum instant access balance you need
    Cash estimates should be complete and accurate, and the instant access buffer should allow for day-to-day differences and errors in forecasting
  • Answer a few questions to receive a bespoke deposit plan
    Your deposit strategy could include a number of different term and notice deposit accounts over a period of time.
  • Follow the instructions in your action plan
    You will get a clear plan that directs you to the suggested products. You can change the products to meet your needs.
  • Apply for the products online or over the phone 


Please note: You should not use this tool as the sole driver for any financial decisions you make and we encourage you to seek further information before taking out any deposit product.

The tool relies on your cash projections being complete and accurate with no intra-month movements in balances. The ‘instant access buffer’ should absorb any day to day fluctuations and errors in forecasting

All interest rates quoted in the tool are indicative only and are for businesses with a turnover of £0-25m p.a.  Other exclusions may apply, please call 0345 604 5539 should you have any queries. We are available 8am to 5pm, Monday to Friday. 


Deposit Strategy Tool £0-25m turnover

Use the Deposit Strategy Tool to get your bespoke savings strategy now

Get your deposit strategy