Commercial Finance Brokers

Working in partnership with brokers to support the growth of SMEs

We pride ourselves on the relationship we have with our introducers, recognising that we’re a bank you recommend to your clients, and this will reflect you and your company's reputation.

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Let's help you get to the right person

Get in touch with a specialist who can help with your business needs.

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Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

Start enquiry form

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Talk to a specialist

One of our team members will contact you to discuss how we can support your business.

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Contact Gemma Hales

Regional Performance Manager, Scotland

Email Gemma

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Contact Dene Jones

Head of Education, Charities and Government.

Email Dene

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Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

Contact Darren Flynn

Regional Head of Scotland, Corporate and Institutional Coverage.

Email Darren

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Broker insights

Benefits of working with us

  • You will work with a dedicated Business Development Manager (BDM) who delivers a professional and responsive service, supporting you and your clients’ best interests.
  • Your BDM will connect you and your clients to the most appropriate colleagues for the clients’ needs.
  • We keep you informed every step of the way via your preferred means of communication and will work to support you and your clients’ timescales.
  • We pay competitive commission rates quickly, conveniently and directly into your bank account. 

Delivering for your clients

We offer a full range of traditional and specialist banking products and services to meet your clients' needs, including specialist sector knowledge. Your BDM can also arrange access to Invoice Finance, Asset Finance and Card Acquiring product solutions.

Invoice Finance

Invoice Finance facilities are a convenient way to improve your client’s cash flow. It’s scalable, so grows as your client’s business develops and can be structured to meet their specific needs. Our dedicated teams can help your client meet their current and future needs.

What our Invoice Finance solutions offer your clients:

  • Simple, transparent and competitive pricing.
  • Straightforward terms and conditions.
  • A dedicated, named client manager and on-boarding manager.
  • A 28 day notice period for the first 6 months, so clients can try our service before fully committing.
  • Our strong credentials mean you can trust us to provide the high levels of service and commitment you and your clients expect. So, if your clients are seeking flexibility, control and reliability, our Invoice Finance products could be the ideal solution to support the next stage of their business development.

Asset Finance

Whether your clients are looking to invest in plant and machinery, commercial transport or agricultural equipment, our Asset Finance solutions can help support their growth plan.

Asset Finance (Hire Purchase and Leasing Solutions)

What our Asset Finance Solutions can offer your clients:

  • The ability to acquire and utilise the assets they need without the initial up front cost
  • Competitive pricing
  • Flexibility in respect of period of funding and deposits payable
  • Extensive range of assets considered for funding

Key term lending criteria

  • We understand that finding the most appropriate financial solutions to support your client’s growth can be a challenge, which is why, at Bank of Scotland, we want to make the process as easy as possible for you as our Introducers.
  • We’ve created an indicative guide to our baseline criteria for term lending across three key sectors: healthcare, real estate and trading.
  • Within each sector, you’ll find all the information you need to gain a general understanding of Bank of Scotland’s lending criteria prior to the submission of a proposal.
  • You'll also see guidance on the minimum proposal information we require from you, tailored to each sector.
  • This will help you package the important information needed to allow your Business Development Manager to provide you with indicative appetite and terms quickly.


Read our key term lending criteria (PDF, 72KB)

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Sustainability

Supporting Scottish businesses transition to low-carbon, sustainable business models and operations and to pursue clean growth opportunities.

Explore sustainable business

Invoice Finance facilities may be provided by one or more of Lloyds Bank Commercial Finance Limited, Lloyds Bank plc and Bank of Scotland plc. Asset Finance facilities are provided by Lloyds Bank plc.

Lloyds Bank Commercial Finance Limited. Registered in England & Wales no. 733011. Registered office: No.1, Brookhill Way, Banbury OX16 3EL.

Lloyds Bank plc. Registered in England and Wales no. 2065. Registered Office: 25 Gresham Street, London EC2V 7HN. Lloyds Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.

The provision of credit or leasing services by Lloyds Bank plc is subject to you meeting their Credit approval. Please ensure that you only apply for credit or leasing services that you can comfortably afford.