If in doubt, hang up!

If in doubt, hang up!

It’s best to take a second to stop and think - is this call genuine?

Contact us now

What are these calls?

It’s when a fraudster calls up your business and pretends to be Bank of Scotland. 

They can copy our telephone number so it looks genuine on your caller ID. And they can even sound professional on a call.

What do fraudsters want?

Fraudsters want you to move your money to another account - their account.

To do this, they’ll lie and say things like your business account is at risk from fraud.

  • Why should you hang up?

    We’ll never call to tell you to move money to another account.

    If a call asks you to do this, hang up the phone.

    When you’re not sure if it’s your bank on the phone, hang up then call back on a number you trust.

    Contact us now:

    Think you’ve fallen for a scam? Please contact:

    Business Internet Banking Team

    Call us on 0345 600 9656

    Business Account/ Debit Card Fraud Team

    Call us on 0345 122 7801

    Business Credit/ Charge Card Team

    Open 8am - 6pm Monday to Sunday, excluding Bank Holidays.

    and out of hours fraud line

    0345 300 0323

    Not all Telephone Banking services are available 24 hours a day, seven days a week.

    Out of Hours Only: 0345 602 5669

    • Double-check changes – If a supplier or client changes their payment account details, you need to double-check. Call them back on a number you trust, not one from a call. Ask them to confirm the name, account number and sort code.
    • Take your time – If a caller tries to hurry you into making a quick decision, it’s a sign of a scam. Don’t rush. A genuine caller won’t mind if you take your time. Fraudsters may ask you to 'keep it quiet' and not tell anyone about the call. Never trust anyone who asks you to do this.
    • Download with care – Unless you called for help, never download anything to a work device. Fraudsters use this trick to try to take control of a device to steal details and money.
    • Keep your code private – Scam calls can ask for card reader codes. Never give these to a caller, no matter what they tell you. A RESPOND code gives your OK for money to leave your business account.
    • Login safely – Unless you called for help, don’t login to your computer or Internet Banking for a phone call. And never tell a random caller, unless you called for help, what’s on your computer screen.
    • Confirm a change of details – If a supplier or client calls to change payment details, always call them back to double check. Use a number you trust, not a new number or one the caller gave you.
  • We’ll never get in touch and ask you to move money to another account. Only a fraudster would do this. If you get a call like this, hang up. Use our top tips for advice on how to avoid scam calls.

    That’s correct, we’d never call to ask you to move money to another account.

    We’d never call to ask for your login details. Only fraudsters do this. Unless you called for help, don’t log on to your computer or Internet Banking for anyone who calls. Use our top tips for advice on how to avoid scam calls.

    That’s correct, we’d never call to ask for your login details.

    We’d never call from the number on the back of your bank card. Fraudsters can tell you to check this number to pretend it’s us calling. They can copy any of our telephone numbers to look genuine on your caller ID. If you get a call like this, hang up.

    That’s correct, we’d never call from the number on the back of your card. Fraudsters can tell you to check this number to convince you it’s a genuine call. If in doubt, hang up.

 Bank of Scotland will never ask you to:

  • Share account details like user ID, password and memorable information.
  • Tell us the security number for Telephone Banking.
  • Tell us the PIN code or expiry date of your business bank card.
  • Move money to another account.

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