Interest rates stated above for fixed term deposits and notice accounts are available as at 06/11/2026 and expire on 17/12/2026 and may be subject to change.
1AER – The AER stands for Annual Equivalent Rate and is the notional rate, which illustrates the gross rate as if paid and compounded on an annual basis. As every advert for a savings product will contain an AER, you’ll be able to compare more easily what return you can expect from your savings over time.
2Gross Rate – Gross rate means that no tax will be automatically deducted from interest on your behalf. You are responsible for paying any tax due to HM Revenue and Customs.
Give your money a growth plan with help from Bank of Scotland
Combine offers on our Business and Savings Accounts. Get a savings account with interest up to 4.01% AER1 and claim a free 6-month Xero subscription plus up to £400 in rewards with a Business Account.
Savings strategy tool
Our tool can make your money work harder by matching your cash forecasts against our savings products, helping you create a savings strategy bespoke to your needs.
Financial Services Compensation Scheme
Due to FSCS eligibility criteria not all business customers will be covered.