Everyday banking

Accounts

With time saving tools and dedicated support, our business accounts give you smart banking that both meets your everyday needs and helps drive long-term growth.

Find the right account

Save

Make surplus cash work harder in business savings accounts tailored to your needs.

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Send and receive money

We can help you make and take payments in different ways; smoothly, reliably and cost-effectively.

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Borrowing

Loans

Finding the right loan can help you manage cash flow, grow your business or help you invest in new equipment or premises.

Loans

Overdrafts

A Business Overdraft can provide you with a safety net – because we know that your cash flow can be impacted by situations out of your control.

Overdrafts

Other products and services

Buy and sell abroad

Expand your business in international markets with practical tools and support from us and our partner banks in over 100 countries.

International trade

Protect your business

Insure your business against financial loss caused by unforeseen circumstances.

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Corporate solutions

Products and expertise for businesses with a turnover above £25 million. Our specialist support includes a wide range of financial services to help your company seize opportunities for further growth. 

Corporate solutions

Business Resource Centre

From guides on starting up to exporting internationally and the latest insights from a range of contributors and sources – you’ll find a wealth of practical guidance for UK business of all shapes and sizes.

Explore now

Latest content

Meet Emergency One

Find out how the Scottish manufacturer launched the world’s first zero emissions, fully electric fire engine.

Latest content

Missed the live debate?

We brought together a panel of Scottish industry and business leaders to discuss how Scotland can make the most of the transition to a green economy.

See how we compare in the market

Review alternative sources of business finance and compare products and services.

Financial Services Compensation Scheme

Due to FSCS eligibility criteria not all business customers will be covered.

More about the Scheme

ANY PROPERTY GIVEN AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED ON IT.

All lending is subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action.

Business Banking Resolution Service

The BBRS is an independent organisation set up voluntarily by participating banks to resolve historical and current disputes between eligible SME businesses and their bank.Due to FSCS eligibility criteria not all business customers will be covered.

More about the BBRS

SME Finance Charter

Bank of Scotland is committed to supporting Scottish businesses through Brexit and beyond.